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1st Semester Introduction to Business Final Chapters 1-5

Total questions: 100

Worksheet time: 50mins

Name
Class
Date
1.

Which of the following statements is true about needs?

a)

Needs are not important.

b)

Needs add to the quality of life.

c)

Needs are limited.

d)

Needs are essential.

2.

What do wants do according to the learning material?

a)

Wants are essential.

b)

Wants are not important.

c)

Wants add to the quality of life (desires).

d)

Wants are limited.

3.

Which of the following is true about needs and wants?

a)

Needs and wants are essential.

b)

Needs and wants are limited.

c)

Needs and wants are unlimited.

d)

Needs and wants are not important.

4.

What is the main difference between a need and a want?

a)

Needs are those things required to live and function, such as food, clothing, and shelter.

b)

Wants are those things required to live and function, such as food, clothing, and shelter.

c)

Wants are things that are necessary for survival, such as clean air and health care.

d)

Needs are things that add comfort and pleasure to our lives, such as television and movies.

5.

Which of the following is an example of a want?

a)

Television

b)

Clothing

c)

Food

d)

Clean air

6.

Which of the following is NOT considered a need?

a)

Education

b)

Job

c)

Latest smartphone

d)

Health care

7.

Which country is the largest producer of goods and services in the world?

a)

Japan

b)

Germany

c)

United States

d)

China

8.

In 2013, the United States produced more than which two countries combined?

a)

Japan and Germany

b)

India and China

c)

China and Japan

d)

China and Germany

9.

Which country is the world's largest consumer?

a)

United States

b)

Japan

c)

China

d)

Germany

10.

From what type of economy did the United States shift to an industrialized economy?

a)

Technology-based economy

b)

Agriculture-based economy

c)

Manufacturing-based economy

d)

Service-based economy

11.

What are goods?

a)

Activities that are consumed at the same time they are produced. You can't take them home.

b)

Items that are always available in unlimited quantities.

c)

Services that do not provide any utility or usefulness.

d)

Physical products that satisfy human wants and needs, provide utility or usefulness, and are scarce. You can take them home.

12.

What are services?

a)

Products that do not provide any utility or usefulness.

b)

Physical products that satisfy human wants and needs.

c)

Items that are always available in unlimited quantities.

d)

Activities that are consumed at the same time they are produced.

13.

Which of the following statements is true?

a)

A person that ate in a restaurant paid for goods only.

b)

A supermarket provides goods and services.

c)

Goods satisfy only the needs of the individuals.

d)

Doctors provide good and services.

14.

Which of the following statements is true about services?

a)

A supermarket provides only services.

b)

When people visit museums they pay for goods.

c)

A restaurant provides services.

d)

Stores mostly provide services.

15.

Which of the following is included in natural resources?

a)

Computers

b)

Land

c)

Human effort

d)

Management skills

16.

What do human resources refer to?

a)

Human effort used in production (jobs)

b)

Vision and risk-taking

c)

Tools and machinery

d)

Natural resources like minerals

17.

Which of the following is an example of capital resources?

a)

Vision and management skills

b)

Manual labor

c)

Factories

d)

Water

18.

Entrepreneurship involves _____

a)

Physical and mental work

b)

Tools and machinery

c)

Vision, risk-taking, and management

d)

Natural resources

19.

What are the three types of economic resources?

a)

Natural Resources, Human Resources, Capital Resources

b)

Human Resources, Financial Resources, Capital Resources

c)

Natural Resources, Financial Resources, Capital Resources

d)

Natural Resources, Human Resources, Financial Resources

20.

Which of the following is an example of a natural resource?

a)

Money

b)

Trees

c)

Buildings

d)

Labor

21.

Which of the following is an example of a human resource?

a)

Minerals

b)

Water

c)

Tools

d)

Labor

22.

Which of the following is an example of a capital resource?

a)

Land

b)

Trees

c)

Animals

d)

Buildings

23.

Scarcity is defined as _______.

a)

Not having enough resources to satisfy the needs and wants.

b)

Having more than enough resources to satisfy people's needs and wants.

c)

Having just enough resources to satisfy the needs and wants.

d)

Having an abundance of resources.

24.

What happens when the demand for a good or service is greater than its availability?

a)

There is a surplus of the good or service.

b)

The good or service becomes obsolete.

c)

The price of the good or service decreases.

d)

Scarcity occurs.

25.

Scarcity describes a situation where resources are insufficient to produce enough goods and services to satisfy all of society's desires and needs. Which of the following is an example of such a resource?

a)

Finished products

b)

Luxury items

c)

Raw materials

d)

Consumer goods

26.

What does economic decision making involve?

a)

Choosing among alternatives in the context of unlimited resources and unlimited wants

b)

Choosing among alternatives in the context of limited resources and limited wants

c)

Choosing among alternatives in the context of limited resources and unlimited wants

d)

Choosing among alternatives in the context of unlimited resources and limited wants

27.

What is the main goal of economic decision making?

a)

To allocate unlimited resources efficiently to maximize benefits and minimize costs

b)

To allocate scarce resources efficiently to minimize benefits and maximize costs

c)

To allocate scarce resources inefficiently to maximize benefits and minimize costs

d)

To allocate scarce resources efficiently to maximize benefits and minimize costs

28.

What does the concept of trade-off refer to in economics?

a)

Giving up one thing in order to gain something else

b)

Gaining everything without giving up anything

c)

Gaining one thing without giving up anything

d)

Giving up everything to gain nothing

29.

The owner of a store bought five tables in 40,andestablishedapriceof40, and established a price of 70. Two of them were sold last week. What was the profit?

a)

$40

b)

$70

c)

$30

d)

$60

30.

What does the term "Opportunity Cost" represent?

a)

The value of the next best alternative that is forgone

b)

The cost of the chosen option

c)

The value of the best alternative chosen

d)

The total cost of all alternatives

31.

Juan went to the store and saw two pairs of shoes that he liked. One was 98andtheotherwas98 and the other was 78. Juan bought the pair that cost $78. What was the opportunity cost?

a)

$20

b)

$98

c)

$176

d)

$78

32.

What are financial decisions based on?

a)

Abundance

b)

Scarcity

c)

Trade-offs

d)

Opportunity costs

33.

What is an example of a financial decision based on scarcity?

a)

Selecting a new car model

b)

Choosing a vacation destination

c)

Family deciding how to spread their income among the things they need and want

d)

Deciding which movie to watch

34.

What is a trade-off?

a)

When you gain something without losing anything

b)

When you make a decision without any alternatives

c)

When you choose the best option available

d)

When you give up something to have something else

35.

When the prices go up, the amount of people that are willing to pay go down.

a)

True, that is called the curved of demand.

b)

True, that is called the curve of supply

c)

True, that is call the market place.

d)

False

36.

What should the benefit from your choice be compared to the next-best choice?

a)

It should be equal to the benefit from the next-best choice

b)

It should not comparable to the benefit from the next-best choice

c)

It should be less than the benefit from the next-best choice

d)

It should be greater than the benefit from the next-best choice

37.

What is the basic economic problem?

a)

The balance between supply and demand

b)

The surplus of goods and services

c)

The abundance of resources and limited wants

d)

The mismatch of unlimited wants and needs and limited economic resources

38.

What is the first step in the decision-making process?

a)

Identify the choices.

b)

Define the problem.

c)

Evaluate the advantages and disadvantages of each alternative.

d)

Choose the best alternative.

39.

What is the final step in the decision-making process?

a)

Act on your choice.

b)

Identify the choices.

c)

Choose the best alternative.

d)

Review your decision.

40.

Which step comes immediately after choosing the best alternative?

a)

Define the problem.

b)

Identify the choices.

c)

Act on your choice.

d)

Review your decision.

41.

What is one of the three economic questions?

a)

What is the capital of France?

b)

How will the goods and services be produced?

c)

What is the speed of light?

d)

Who invented the telephone?

42.

Which of the following is NOT one of the three economic questions?

a)

What goods and services will be produced?

b)

What is the population of the world?

c)

What needs and wants will be satisfied with the goods and services produced?

d)

How will the goods and services be produced?

43.

In a command or planned economy, __________ own and control the resources.

a)

International corporations

b)

Private individuals

c)

Non-governmental organizations

d)

Government officials

44.

In a command or planned economy, who decides what and how goods are produced and how they will be distributed and consumed?

a)

Market forces

b)

Consumers

c)

Government officials

d)

Private companies

45.

How are the three economic questions answered in a market economy?

a)

By individuals through buying and selling of goods and services.

b)

By the government through regulations.

c)

By foreign investors through investments.

d)

By private corporations through business strategies.

46.

What is considered a marketplace in a market economy?

a)

Only online platforms like Internet business offices.

b)

Any place where goods and services are exchanged, including supermarkets, Internet business offices, and flea markets.

c)

Only traditional markets like flea markets.

d)

Only physical stores like supermarkets.

47.

What is the primary focus of a traditional economy?

a)

Promoting international trade

b)

Meeting the basic needs of people such as food, clothing, and shelter

c)

Developing advanced technological systems

d)

Maximizing profits for businesses

48.

Which of the following is NOT a characteristic of a traditional economy?

a)

Centered on meeting basic needs

b)

Focuses on advanced technological systems

c)

Provides food, clothing, and shelter

d)

Lacks formal structures

49.

Traditional economies are not common but they are typically found in ______.

a)

Advanced technological societies

b)

Highly industrialized nations

c)

Developing countries

d)

Urban areas

50.

What are the main differences among the three economic systems?

a)

The main differences are found in the types of goods produced.

b)

The main differences are found in the ways in which the three economic questions are answered.

c)

The main differences are found in the levels of economic growth.

d)

The main differences are found in the levels of government control.

51.

What is another name for the U.S. economic system?

a)

Socialism

b)

Feudalism

c)

Capitalism

d)

Communism

52.

In the U.S. economic system, who owns the economic resources?

a)

Non-profit organizations

b)

Private individuals

c)

Foreign investors

d)

The government

53.

The main characteristic of capitalism as described in the U.S. economic system is ______.

a)

Government control of resources

b)

Private ownership of resources

c)

Equal distribution of resources

d)

Collective ownership of resources

54.

In a capitalist system, who decides what to produce with the resources they own?

a)

The government

b)

Community leaders

c)

Individual owners

d)

International organizations

55.

In a capitalist system, who decides how to use their money to purchase products and services?

a)

The government

b)

Financial institutions

c)

Individual consumers

d)

Business corporations

56.

What does "private property" mean in the U.S. economic system?

a)

You can own, use, or dispose of things of value.

b)

You can only rent things of value.

c)

You must share all things of value with the government.

d)

You cannot own anything of value.

57.

What does "freedom of choice" allow you to do in the U.S. economic system?

a)

Make economic decisions independently and accept the consequences.

b)

Make economic decisions for others.

c)

Make economic decisions only with government approval.

d)

Avoid any consequences of economic decisions.

58.

What is "profit" in the context of the U.S. economic system?

a)

The money left after all the cost of operating a business have been paid.

b)

The total revenue before any costs are paid.

c)

The initial investment in a business.

d)

The money given to the government after taxes.

59.

Choose the one that matches the description for MARKET ECONOMY.

a)

Combines elements of market, command or traditional economies.

b)

Resources are owned and control by the people.

c)

Resources are own and control by the government.

d)

Economic decisions are based on customs and traditions.

60.

Choose the one that matches the description for TRADITIONAL ECONOMY.

a)

Resources are own and control by the government.

b)

Economic decisions are based on customs and traditions.

c)

Combines elements of market, command or traditional economies.

d)

Resources are owned and control by the people.

61.

Choose the one that matches the description for MIXED ECONOMY.

a)

Economic decisions are based on customs and traditions.

b)

Combines elements of market, command or traditional economies.

c)

Resources are owned and control by the people.

d)

Resources are own and control by the government.

62.

Choose the one that matches the description for COMMAND ECONOMY.

a)

Combines elements of market, command or traditional economies.

b)

Economic decisions are based on customs and traditions.

c)

Resources are owned and control by the people.

d)

Resources are own and control by the government.

63.

What might be some good reasons that a computer is a need and not a want?

a)

To do homework

b)

To check Facebook

c)

To watch Netflix

d)

To do work for a job

64.

The money businesses earn is called?

a)

loss

b)

expenses

c)

profit

d)

income

65.

The costs to run a business are called _____________.

a)

loss

b)

expenses

c)

profit

d)

income

66.

Who comes up with an idea and uses that idea to start a business?

a)

entrepreneur

b)

free enterprise

c)

consumer

d)

public services

67.

Suppose that at the current price, sellers are willing and able to sell less of a product than buyers are willing and able to buy. (i.e. There is a "shortage" in the market). What will likely happen in this market?

a)

price will fall

b)

Price will rise

68.

Suppose that at the current price, sellers are willing and able to sell more of a product than buyers are willing and able to buy. (i.e. There is a "surplus" in the market). What will likely happen in this market?

a)

price will fall

b)

Price will rise

69.

In a free and competitive market, price will tend to move towards the ____________ price, the price at which quantity demanded equals quantity supplied.

a)

government-mandated

b)

equilibrium

c)

retailed

d)

regulated

70.

If consumers begin liking a product less than they used to __________ ___________.

a)

supply decreases

b)

supply increases

c)

demand decreases

d)

demand increases

71.

Productivity would likely increase as a result of

a)

decreased training programs.

b)

lower government spending.

c)

higher taxes.

d)

expanded production technology.

72.

Retail sales include

a)

school supplies bought by students.

b)

taxes collected.

c)

borrowing by a business.

d)

companies buying new equipment.

73.

Equity refers to

a)

borrowing to finance a capital project.

b)

increased government taxes.

c)

reduced spending by government.

d)

ownership in a company or other asset.

74.

If you purchase a bond from a business, you own a part of that business.

a)

False

b)

True

75.

If a company has higher earnings, less people will want to buy its stock.

a)

True

b)

False

76.

When consumers increase their borrowing, interest rates tend to decline.

a)

False

b)

True

77.

The phase of the business cycle in which unemployment is highest is

a)

depression

b)

recession

c)

recovery

d)

prosperity

78.

People with poor credit ratings pay a higher interest rate to borrow money than people with good credit ratings.

a)

True

b)

False

79.

In the United States, the labor force consists of all people above age who are actively working or seeking work.

a)

18

b)

16

c)

14

d)

21

80.

The money for capital projects usually comes from

a)

bonds

b)

personal savings

c)

stock investments

d)

all are correct answers

81.

The movement of the economy from one condition to another and back again.

a)

recession

b)

deflation

c)

inflation

d)

business cycle

82.

Is a substantial increase in the prices.

a)

business cycle

b)

inflation

c)

recession

d)

deflation

83.

Is a decrease in the prices.

a)

deflation

b)

recession

c)

inflation

d)

business cycle

84.

A period of temporary economic decline (two quarters of a year).

a)

depression

b)

recession

c)

inflation

d)

prosperity

85.

The main cause of unemployment is reduced demand for the goods and services being provided by various workers.

a)

True

b)

False

86.

People who buy goods and services.

a)

consumers

b)

creditors

c)

debtors

d)

owners

87.

People who lend money.

a)

consumers

b)

creditors

c)

debtors

d)

owners

88.

People who own assets.

a)

consumers

b)

debtors

c)

creditors

d)

owners

89.

Is trade essential?

a)

Yes

b)

No

90.

People who owe money.

a)

consumers

b)

owners

c)

debtors

d)

creditors

91.

The total amount owed by the federal government is called the

a)

balanced budget

b)

national debt

c)

budget surplus

d)

budget deficit

92.

Inflation

a)

causes the buying power of the dollar to increase

b)

is least harmful to people on fixed incomes

c)

can sometimes stimulate economic activity if it is kept relatively low

d)

generally occurs at the same rate from year to year

93.

The exchange of goods and services by sale or barter driven by the need for resources.

a)

Trade

b)

Globalization

c)

Standard of Living

d)

Fair Trade

94.

Sending goods to another country to sell.

a)

export

b)

import

95.

Bringing goods in from another country to sell.

a)

export

b)

import

96.

A policy in which a nation does not try to limit imports or exports by enacting tariffs (taxes on imports) or subsidies (money to assist an industry so prices can remain low).

a)

Free Trade

b)

Goods and Services

c)

Supply and Demand

d)

Trade War

97.

A large company such as McDonalds that has operations in more than one country.

a)

Domestic Corporation

b)

Multinational Corporation

c)

State Corporation

d)

Foreign Corporation

98.

The development of a worldwide economy where resources flow fairly freely across borders.

a)

Economy

b)

Economic Independence

c)

GDP

d)

Globalization

99.

What does the foreign exchange market rely upon to determine currency values?

a)

International treaties

b)

Government regulations

c)

Global stock market trends

d)

Supply and demand of money

100.

Which of the following is true about exchange rates?

a)

Global exchange rates are compared to the Euro

b)

Exchange rates refer to the value of one country's currency against another's

c)

Exchange rates are managed by domestic markets

d)

Countries only accept trade in foreign currency