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Economics and Finance Quiz

Total questions: 48

Worksheet time: 40mins

Name
Class
Date
1.

Scarcity exists because:

a)

Resources are unlimited

b)

Wants are limited

c)

Resources are limited but wants are unlimited

d)

Markets don’t function

2.

Which of the following is a factor of production?

a)

Gravity

b)

Human capital

c)

Temperature

d)

Air pressure

3.

Opportunity cost is:

a)

Money spent on goods

b)

The next best alternative given up

c)

The time it takes to make something

d)

Wasted resources

4.

A traditional economy is based on:

a)

Government decision-making

b)

Consumers’ choices

c)

Customs and traditions

d)

Technology and markets

5.

A point outside the PPC curve represents:

a)

Efficient production

b)

Under-utilization

c)

Unattainable production

d)

Maximum efficiency

6.

According to the law of demand:

a)

Price ↑ → Qd ↑

b)

Price ↑ → Qd ↓

c)

Price ↓ → Qd ↓

d)

Price does not affect Qd

7.

Which of these will shift the demand curve?

a)

Price of the product

b)

Resource cost

c)

Consumer income

d)

Technology

8.

A price ceiling set below equilibrium creates:

a)

A surplus

b)

A shortage

c)

No effect

d)

A new equilibrium above original

9.

A price floor set above equilibrium creates:

a)

Shortage

b)

Surplus

c)

Inflation

d)

Perfect competition

10.

When supply increases, equilibrium price will:

a)

Increase

b)

Decrease

c)

Stay the same

d)

Rise then fall

11.

Which business organization has unlimited liability?

a)

Corporation

b)

Sole proprietorship

c)

Nonprofit

d)

LLC

12.

Perfect competition includes:

a)

One seller

b)

Few sellers

c)

Many sellers with identical products

d)

Many sellers with unique products

13.

Real GDP differs from nominal GDP because real GDP:

a)

Ignores services

b)

Adjusts for inflation

c)

Uses current prices

d)

Excludes imports

14.

The unemployment rate is calculated by:

a)

Labor force ÷ unemployed

b)

Employed ÷ population

c)

Unemployed ÷ labor force

d)

Jobs ÷ workers

15.

Cyclical unemployment happens because of:

a)

Job switching

b)

Recessions

c)

Seasonal jobs

d)

Technology changes

16.

The Federal Reserve controls:

a)

Foreign trade

b)

Taxes

c)

Interest rates & money supply

d)

Government spending

17.

When the Federal Reserve buys bonds, this is:

a)

Expansionary monetary policy

b)

Contractionary monetary policy

c)

Fiscal policy

d)

Budgeting policy

18.

A government budget deficit occurs when:

a)

Revenue > spending

b)

Spending > revenue

c)

Taxes equal spending

d)

GDP is shrinking

19.

Comparative advantage means producing:

a)

The most goods overall

b)

The lowest total cost

c)

The lowest opportunity cost

d)

Goods with most workers

20.

A tariff is a:

a)

Limit on imports

b)

Tax on imports

c)

Complete ban on trade

d)

Subsidy to producers

21.

A strong dollar makes imports:

a)

Cheaper

b)

More expensive

c)

Illegal

d)

Harder to find

22.

Net exports =

a)

Imports – exports

b)

Exports – imports

c)

Imports + exports

d)

GDP – spending

23.

Inflation is defined as:

a)

A drop in GDP

b)

A general rise in prices

c)

Unemployment rising

d)

Money supply decreasing

24.

Net worth =

a)

Assets + liabilities

b)

Assets – liabilities

c)

Income – expenses

d)

Gross pay – taxes

25.

A regressive tax affects low-income earners:

a)

More heavily

b)

Less heavily

c)

Equally

d)

Not at all

26.

A budget helps you:

a)

Increase taxes

b)

Spend more than you make

c)

Manage your money

d)

Eliminate expenses completely

27.

Compound interest grows money:

a)

At the same rate as simple interest

b)

Slower over time

c)

Faster over time

d)

Not at all

28.

Renters insurance covers:

a)

The building structure

b)

The landlord’s property

c)

The tenant’s personal belongings

d)

Vehicles

29.

According to the law of supply:

a)

Price ↑ → Qs ↑

b)

Price ↑ → Qs ↓

c)

Price ↓ → Qs ↑

d)

Price never affects Qs

30.

Specialization leads to:

a)

Lower productivity

b)

Higher productivity

c)

Fewer trade options

d)

Increased costs

31.

Which is NOT a scarce resource?

a)

Labor

b)

Trees

c)

Time

d)

Candy

32.

To lack enough of something

a)

Shortage

b)

Plentifulness

c)

Accountability

d)

Pollution

33.

This is how it is decided who will get goods and services when there are not enough for everyone.

a)

good

b)

scarcity

c)

allocation

d)

services

34.

The 4 Factors of Production (FOP) are

a)

rent for land, wages for labor, profit for capital, interest for entrepreneurship

b)

land, labor, capital, entrepreneurship

c)

land, labor, physical capital, financial capital

d)

land, labor, resources, profits

35.

What type of market structure is described by the information?

a)

Pure Competition

b)

Monopolistic Competition

c)

Oligopoly

d)

Monopoly

36.

Which of the following is described by the characteristics listed in the box?

a)

Monopoly

b)

Oligopoly

c)

Pure competition

d)

Monopolistic competition

37.
List the four market structures in order from least competitive to most competitive.
a)
Oligopoly, Monopoly, Perfect Competition, Monopolistic Competition
b)
Perfect Competition, Oligopoly, Monopoly, Monopolistic Competition
c)
Monopoly, Oligopoly, Monopolistic Competition, Perfect Competition
d)
Monopoly, Monopolistic Competition, Perfect Competition, Oligopoly
38.
In which market structure is there the MOST competition?
a)
Monopoly
b)
Oligopoly
c)
Monopolistic Competition
d)
Perfect Competition
39.
What is quantity of a good or service that producers sell at a market price?
a)
supply
b)
demand
40.

The situation graphed here would be called:

a)

Equilibrium price

b)

Shortage

c)

Surplus

d)

Oaken's Trading Post

41.

Which statement reflects the inverse relationship between quantity demanded and price?

a)

As the price goes up, quantity demanded goes up.

b)

As the price goes down, quantity demanded goes up.

c)

As the supply goes up, the price goes up.

d)

As the supply goes up, the demand goes up.

42.
Who or what answers the basic economic questions in a mixed economy?
a)
Individuals and Businesses
b)
Government
c)
Custom
d)
Individuals, Businesses, and Government
43.
Classless society: all members of society are considered to be equal
a)
Communism
b)
Capitalism
44.

The government takes a hands-off approach to business.

a)

communism

b)

socialism

c)

laissez-faire

d)

invisible hand

45.

A legal barrier that holds a price below the equilibrium price; sets the highest price.

(a)  

46.

A legal barrier that holds a price above the equilibrium price; sets the lowest price.

(a)  

47.
What does this graph show?
a)
Shortage
b)
Surplus
c)
Supply Table
d)
Equilibrium
48.

If producers price products above equilibrium, it will cause a

a)

surplus

b)

price ceiling

c)

price floor