WorksheetsLifeSmarts Board Game Consumer Rights just TEAM/CHALLENGE ?'s
Total questions: 80
Worksheet time: 40mins
You lost your court case and want a higher court to review the decision. This action is known as filing what?
Appeal
Motion
Complaint
Subpoena
Money or property may be put up by the accused or their family to allow the person's release from jail before a trial. This is called posting what?
Bail
Bond
Fine
Deposit
The way a person chooses to live is referred to as their:
Lifestyle
Hobby
Profession
Routine
When the president refuses to sign a bill, this is known as what kind of power?
Veto
Impeachment
Override
Filibuster
You used a credit card to pay for TV repairs and now have a complaint about the repair. You should first complain to whom?
The TV repair person or company
The credit card company
The local consumer court
The TV manufacturer
The manufacturer or seller's promise to stand behind a product is called:
Warranty
Guarantee
Return Policy
Invoice
What dollar amount do you have to pay to replace your Social Security card?
Nothing; it's free
$10
$25
$50
Armed auto theft accounts for 3% of vehicles stolen. What is the more common name for this crime?
Carjacking
Joyriding
Grand larceny
Burglary
What does it mean if you are bumped from a flight?
The airline oversold the flight; you had a ticket but no seat
You received a free upgrade to first class
You missed your flight because you were late
You changed your flight to a later date
A Chinese businessperson who wishes to visit the U.S. must first obtain what document?
Visa
Passport
Work Permit
Invitation Letter
In terms of age, what consumer is most likely to purchase counterfeit items?
Young consumers; teenagers
Middle-aged consumers
Senior citizens
Children under 12
Name the federal agency that regulates telecommunications in the U.S.?
FCC (Federal Communications Commission)
FDA (Food and Drug Administration)
EPA (Environmental Protection Agency)
SEC (Securities and Exchange Commission)
A filibuster occurs in which chamber of Congress?
Senate
House of Representatives
Supreme Court
Executive Office
As opposed to wants, what term describes something that is basic or necessary for your survival?
Needs
Desires
Luxuries
Preferences
1600 Pennsylvania Avenue is the address of which famous Washington, D.C. landmark?
The White House
The Capitol Building
The Lincoln Memorial
The Washington Monument
Does the American flag have more stripes or stars, or equal numbers?
Stars
Stripes
Equal numbers
None of the above
Name the federal health insurance program for people 65 or older:
Medicare
Medicaid
Social Security
CHIP
How long is the term of a justice on the U.S. Supreme Court?
Life (or until they retire or die)
10 years
20 years
Until age 70
Which federal agency would issue a recall on batteries?
CPSC (Consumer Product Safety Commission)
FDA (Food and Drug Administration)
EPA (Environmental Protection Agency)
FCC (Federal Communications Commission)
Fake reviews fall under false advertising. Does that make them legal or illegal?
Illegal
Legal
Unregulated
Encouraged
Dealers must put a Buyer's Guide on each used car they sell. What information does it provide about the warranty?
Whether the car comes with a warranty or is sold “as is”
The car's previous owner details
The car's fuel efficiency rating
The car's accident history
Which U.S. president introduced the idea of a Consumer Bill of Rights?
John F. Kennedy
Franklin D. Roosevelt
Richard Nixon
Ronald Reagan
Growth that is too rapid during an economic expansion can lead to what economic problem?
Inflation
Deflation
Unemployment
Stagnation
Your state’s number of House members comes from the population reported in what?
Census
Tax Records
Voter Registration
Birth Certificates
School Enrollment
A monetary penalty imposed upon someone convicted of an illegal act is known as a:
Fine
Bail
Subpoena
Probation
You got your first U.S. passport at age 12. How long will that passport remain valid?
Five years
Ten years
Three years
Seven years
Define “unsecured debt”:
A credit source not guaranteed with collateral
A loan backed by a house or car
A debt secured by gold
A credit card with a fixed interest rate
When supposedly independent corporations in an industry band together to control distribution and prices, this describes what?
Oligopoly
Monopoly
Franchise
Merger
One college application was due in early November, and you were told of the decision in December. What type of application did you complete?
Early decision
Regular decision
Rolling admission
Early action
In the U.S., there has been no military draft since which decade?
1970s
1950s
1980s
1990s
This is a notice by a manufacturer that a product needs to be returned for repair or replacement:
Recall
Invoice
Warranty
Promotion
CERCLA established which program?
Superfund
Clean Air Act
Resource Conservation and Recovery Act
Safe Drinking Water Act
Crude oil prices are set by what?
Supply and demand
Government regulation
Weather patterns
Stock market trends
In a civil case, the party who has filed the initial lawsuit is the:
Plaintiff
Defendant
Witness
Judge
Also referred to as 2FA, this process typically requires a correct log-on plus another verification check:
Two-factor authentication
Single sign-on
Password reset
Biometric login
Name one of the three most common types of cases heard in civil court:
Landlord/tenant disputes; contract disputes; tort claims
Criminal appeals; juvenile offenses; traffic violations
Patent applications; immigration hearings; tax audits
Military court cases; international treaties; constitutional amendments
The discount rate is the interest rate charged by what entity?
The Federal Reserve
Commercial Banks
The Treasury Department
Credit Unions
Give an example of a long-term goal that is financial in nature:
Pay off debt; start a business; save for retirement; build an emergency fund; buy a home; save for college
Buy groceries for the week
Go to the movies tonight
Order takeout for dinner
In legal terms, an attack on the good reputation of a person is known as:
Defamation
Arbitration
Affidavit
Indemnity
More Americans vote during which type of election?
Presidential
Midterm
Local
Primary
Under the Fair Labor Standards Act, at which age do hour restrictions no longer apply?
16
14
18
21
When a product or service is sold below cost to attract customers, it is known as what?
Loss leader
Price skimming
Premium pricing
Cost-plus pricing
To “expunge” something from a court record means to:
Remove every reference of it from the court file
Seal the record from public view but keep it accessible to law enforcement
Transfer the record to another jurisdiction
Mark the record as inactive but retain all information
Machinery and tools represent what type of capital?
Physical capital
Human capital
Financial capital
Social capital
The federal budget process begins when the president does what?
Submits a budget to Congress
Signs the budget into law
Delivers the State of the Union address
Appoints the Secretary of Treasury
What is the largest source of revenue for the federal government?
Individual income taxes
Corporate income taxes
Excise taxes
Tariffs
What is the most prominent feature of a seller’s market?
Demand exceeding supply; shortage of goods
Supply exceeding demand; surplus of goods
Stable equilibrium between supply and demand
Low demand and high supply
This state law provides car buyers relief for defects detected after purchase:
Lemon law
Warranty Act
Consumer Credit Law
Title Law
A person is found guilty of stealing money from their company. They are guilty of:
Embezzlement
Forgery
Bribery
Fraud
Does the CPSC have jurisdiction over alcohol, tires, or toys?
Toys
Alcohol
Tires
Pharmaceuticals
Name the independent government agency that protects deposits up to $250,000:
FDIC
FBI
IRS
SEC
Who sets the return policies offered by stores?
The stores
The customers
The government
The manufacturers
Federal government requires that workers be at least this age to do hazardous work:
18
16
21
14
If you research prices and features of similar items before purchase, you are engaged in what consumer behavior?
Comparison shopping
Impulse buying
Brand loyalty
Bargain hunting
A lawsuit filed on behalf of a group who all have the same complaint is called a:
Class-action lawsuit
Civil lawsuit
Personal lawsuit
Criminal lawsuit
In the business world, an acquisition is when a business buys what?
a company
a product
a service
a building
A tariff is imposed on what type of good?
Imported good
Domestic good
Luxury good
Perishable good
Rivalry among sellers to increase profits and market share is called:
Monopoly
Oligopoly
Competition
Collusion
This legal document allows you to direct how your estate is to be distributed after your death:
Will
Power of Attorney
Trust Deed
Living Will
This document outlines courses taken and credits/grades received in school:
Transcript
Diploma
Report Card
Certificate
When speaking of computers and smartphones, what is spam?
Unwanted or unsolicited messages
A type of computer virus
A software update
A hardware malfunction
Stealing merchandise from a store is this crime:
Burglary
Shoplifting
Vandalism
Fraud
Basic goods bought and sold in quantity (e.g., wheat, iron ore) are known as:
Commodities
Assets
Securities
Derivatives
How many people serve on a grand jury?
12
16
23
30
You have purchased a new smartphone. When does the warranty go into effect?
From the date of purchase
After one month of use
When you register the device online
After the first software update
The Consumer Price Index is calculated:
monthly
annually
weekly
daily
Which federal agency regulates pacemakers, hearing aids, contact lenses, and other health products?
Centers for Disease Control and Prevention (CDC)
Food and Drug Administration (FDA)
National Institutes of Health (NIH)
Environmental Protection Agency (EPA)
This card has your own special nine-digit number to track earnings over your lifetime:
Social Security card
Credit card
Library card
Health insurance card
When the government takes in less money than it spends, it is running a:
budget surplus
trade deficit
budget deficit
balanced budget
Whose face is on the $100 bill?
Benjamin Franklin
George Washington
Abraham Lincoln
Alexander Hamilton
Laws that prohibit companies from restricting competition are known as: ________
Antitrust laws
Copyright laws
Tax laws
Labor laws
One thousand grams equals how many kilograms?
One
Ten
Hundred
Thousand
You buy this card with money loaded on it and can use it up to the amount loaded: ________
Prepaid card
Credit card
Debit card
Gift card
How often does a U.S. Representative run for reelection? ________
Every two years
Every four years
Every six years
Every year
Which branch of the U.S. military has the most active duty personnel?
Army
Navy
Air Force
Marine Corps
What is a “pocket veto”?
President lets a bill die by not signing it
President signs a bill and then cancels it
Congress overrides the President's decision
Supreme Court rejects a bill
One advantage you lose when using pirated software: ________
Customer support/warranties/updates
Lower price
Access to all features
Faster installation
Trademark protection lasts how long? ________
10 years (renewable)
5 years (non-renewable)
20 years (non-renewable)
Lifetime of the owner
If a contract is cancelled, it becomes free of all legal effect; it is said to be: ________
Void
Valid
Enforceable
Binding
You see a news report that a company is reorganizing. What does that mean?
Filing for Chapter 11/bankruptcy
Hiring new employees
Launching a new product
Expanding to new markets
