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LifeSmarts Board Game Consumer Rights just TEAM/CHALLENGE ?'s

Total questions: 80

Worksheet time: 40mins

Name
Class
Date
1.

You lost your court case and want a higher court to review the decision. This action is known as filing what?

a)

Appeal

b)

Motion

c)

Complaint

d)

Subpoena

2.

Money or property may be put up by the accused or their family to allow the person's release from jail before a trial. This is called posting what?

a)

Bail

b)

Bond

c)

Fine

d)

Deposit

3.

The way a person chooses to live is referred to as their:

a)

Lifestyle

b)

Hobby

c)

Profession

d)

Routine

4.

When the president refuses to sign a bill, this is known as what kind of power?

a)

Veto

b)

Impeachment

c)

Override

d)

Filibuster

5.

You used a credit card to pay for TV repairs and now have a complaint about the repair. You should first complain to whom?

a)

The TV repair person or company

b)

The credit card company

c)

The local consumer court

d)

The TV manufacturer

6.

The manufacturer or seller's promise to stand behind a product is called:

a)

Warranty

b)

Guarantee

c)

Return Policy

d)

Invoice

7.

What dollar amount do you have to pay to replace your Social Security card?

a)

Nothing; it's free

b)

$10

c)

$25

d)

$50

8.

Armed auto theft accounts for 3% of vehicles stolen. What is the more common name for this crime?

a)

Carjacking

b)

Joyriding

c)

Grand larceny

d)

Burglary

9.

What does it mean if you are bumped from a flight?

a)

The airline oversold the flight; you had a ticket but no seat

b)

You received a free upgrade to first class

c)

You missed your flight because you were late

d)

You changed your flight to a later date

10.

A Chinese businessperson who wishes to visit the U.S. must first obtain what document?

a)

Visa

b)

Passport

c)

Work Permit

d)

Invitation Letter

11.

In terms of age, what consumer is most likely to purchase counterfeit items?

a)

Young consumers; teenagers

b)

Middle-aged consumers

c)

Senior citizens

d)

Children under 12

12.

Name the federal agency that regulates telecommunications in the U.S.?

a)

FCC (Federal Communications Commission)

b)

FDA (Food and Drug Administration)

c)

EPA (Environmental Protection Agency)

d)

SEC (Securities and Exchange Commission)

13.

A filibuster occurs in which chamber of Congress?

a)

Senate

b)

House of Representatives

c)

Supreme Court

d)

Executive Office

14.

As opposed to wants, what term describes something that is basic or necessary for your survival?

a)

Needs

b)

Desires

c)

Luxuries

d)

Preferences

15.

1600 Pennsylvania Avenue is the address of which famous Washington, D.C. landmark?

a)

The White House

b)

The Capitol Building

c)

The Lincoln Memorial

d)

The Washington Monument

16.

Does the American flag have more stripes or stars, or equal numbers?

a)

Stars

b)

Stripes

c)

Equal numbers

d)

None of the above

17.

Name the federal health insurance program for people 65 or older:

a)

Medicare

b)

Medicaid

c)

Social Security

d)

CHIP

18.

How long is the term of a justice on the U.S. Supreme Court?

a)

Life (or until they retire or die)

b)

10 years

c)

20 years

d)

Until age 70

19.

Which federal agency would issue a recall on batteries?

a)

CPSC (Consumer Product Safety Commission)

b)

FDA (Food and Drug Administration)

c)

EPA (Environmental Protection Agency)

d)

FCC (Federal Communications Commission)

20.

Fake reviews fall under false advertising. Does that make them legal or illegal?

a)

Illegal

b)

Legal

c)

Unregulated

d)

Encouraged

21.

Dealers must put a Buyer's Guide on each used car they sell. What information does it provide about the warranty?

a)

Whether the car comes with a warranty or is sold “as is”

b)

The car's previous owner details

c)

The car's fuel efficiency rating

d)

The car's accident history

22.

Which U.S. president introduced the idea of a Consumer Bill of Rights?

a)

John F. Kennedy

b)

Franklin D. Roosevelt

c)

Richard Nixon

d)

Ronald Reagan

23.

Growth that is too rapid during an economic expansion can lead to what economic problem?

a)

Inflation

b)

Deflation

c)

Unemployment

d)

Stagnation

24.

Your state’s number of House members comes from the population reported in what?

a)

Census

b)

Tax Records

c)

Voter Registration

d)

Birth Certificates

e)

School Enrollment

25.

A monetary penalty imposed upon someone convicted of an illegal act is known as a:

a)

Fine

b)

Bail

c)

Subpoena

d)

Probation

26.

You got your first U.S. passport at age 12. How long will that passport remain valid?

a)

Five years

b)

Ten years

c)

Three years

d)

Seven years

27.

Define “unsecured debt”:

a)

A credit source not guaranteed with collateral

b)

A loan backed by a house or car

c)

A debt secured by gold

d)

A credit card with a fixed interest rate

28.

When supposedly independent corporations in an industry band together to control distribution and prices, this describes what?

a)

Oligopoly

b)

Monopoly

c)

Franchise

d)

Merger

29.

One college application was due in early November, and you were told of the decision in December. What type of application did you complete?

a)

Early decision

b)

Regular decision

c)

Rolling admission

d)

Early action

30.

In the U.S., there has been no military draft since which decade?

a)

1970s

b)

1950s

c)

1980s

d)

1990s

31.

This is a notice by a manufacturer that a product needs to be returned for repair or replacement:

a)

Recall

b)

Invoice

c)

Warranty

d)

Promotion

32.

CERCLA established which program?

a)

Superfund

b)

Clean Air Act

c)

Resource Conservation and Recovery Act

d)

Safe Drinking Water Act

33.

Crude oil prices are set by what?

a)

Supply and demand

b)

Government regulation

c)

Weather patterns

d)

Stock market trends

34.

In a civil case, the party who has filed the initial lawsuit is the:

a)

Plaintiff

b)

Defendant

c)

Witness

d)

Judge

35.

Also referred to as 2FA, this process typically requires a correct log-on plus another verification check:

a)

Two-factor authentication

b)

Single sign-on

c)

Password reset

d)

Biometric login

36.

Name one of the three most common types of cases heard in civil court:

a)

Landlord/tenant disputes; contract disputes; tort claims

b)

Criminal appeals; juvenile offenses; traffic violations

c)

Patent applications; immigration hearings; tax audits

d)

Military court cases; international treaties; constitutional amendments

37.

The discount rate is the interest rate charged by what entity?

a)

The Federal Reserve

b)

Commercial Banks

c)

The Treasury Department

d)

Credit Unions

38.

Give an example of a long-term goal that is financial in nature:

a)

Pay off debt; start a business; save for retirement; build an emergency fund; buy a home; save for college

b)

Buy groceries for the week

c)

Go to the movies tonight

d)

Order takeout for dinner

39.

In legal terms, an attack on the good reputation of a person is known as:

a)

Defamation

b)

Arbitration

c)

Affidavit

d)

Indemnity

40.

More Americans vote during which type of election?

a)

Presidential

b)

Midterm

c)

Local

d)

Primary

41.

Under the Fair Labor Standards Act, at which age do hour restrictions no longer apply?

a)

16

b)

14

c)

18

d)

21

42.

When a product or service is sold below cost to attract customers, it is known as what?

a)

Loss leader

b)

Price skimming

c)

Premium pricing

d)

Cost-plus pricing

43.

To “expunge” something from a court record means to:

a)

Remove every reference of it from the court file

b)

Seal the record from public view but keep it accessible to law enforcement

c)

Transfer the record to another jurisdiction

d)

Mark the record as inactive but retain all information

44.

Machinery and tools represent what type of capital?

a)

Physical capital

b)

Human capital

c)

Financial capital

d)

Social capital

45.

The federal budget process begins when the president does what?

a)

Submits a budget to Congress

b)

Signs the budget into law

c)

Delivers the State of the Union address

d)

Appoints the Secretary of Treasury

46.

What is the largest source of revenue for the federal government?

a)

Individual income taxes

b)

Corporate income taxes

c)

Excise taxes

d)

Tariffs

47.

What is the most prominent feature of a seller’s market?

a)

Demand exceeding supply; shortage of goods

b)

Supply exceeding demand; surplus of goods

c)

Stable equilibrium between supply and demand

d)

Low demand and high supply

48.

This state law provides car buyers relief for defects detected after purchase:

a)

Lemon law

b)

Warranty Act

c)

Consumer Credit Law

d)

Title Law

49.

A person is found guilty of stealing money from their company. They are guilty of:

a)

Embezzlement

b)

Forgery

c)

Bribery

d)

Fraud

50.

Does the CPSC have jurisdiction over alcohol, tires, or toys?

a)

Toys

b)

Alcohol

c)

Tires

d)

Pharmaceuticals

51.

Name the independent government agency that protects deposits up to $250,000:

a)

FDIC

b)

FBI

c)

IRS

d)

SEC

52.

Who sets the return policies offered by stores?

a)

The stores

b)

The customers

c)

The government

d)

The manufacturers

53.

Federal government requires that workers be at least this age to do hazardous work:

a)

18

b)

16

c)

21

d)

14

54.

If you research prices and features of similar items before purchase, you are engaged in what consumer behavior?

a)

Comparison shopping

b)

Impulse buying

c)

Brand loyalty

d)

Bargain hunting

55.

A lawsuit filed on behalf of a group who all have the same complaint is called a:

a)

Class-action lawsuit

b)

Civil lawsuit

c)

Personal lawsuit

d)

Criminal lawsuit

56.

In the business world, an acquisition is when a business buys what?

a)

a company

b)

a product

c)

a service

d)

a building

57.

A tariff is imposed on what type of good?

a)

Imported good

b)

Domestic good

c)

Luxury good

d)

Perishable good

58.

Rivalry among sellers to increase profits and market share is called:

a)

Monopoly

b)

Oligopoly

c)

Competition

d)

Collusion

59.

This legal document allows you to direct how your estate is to be distributed after your death:

a)

Will

b)

Power of Attorney

c)

Trust Deed

d)

Living Will

60.

This document outlines courses taken and credits/grades received in school:

a)

Transcript

b)

Diploma

c)

Report Card

d)

Certificate

61.

When speaking of computers and smartphones, what is spam?

a)

Unwanted or unsolicited messages

b)

A type of computer virus

c)

A software update

d)

A hardware malfunction

62.

Stealing merchandise from a store is this crime:

a)

Burglary

b)

Shoplifting

c)

Vandalism

d)

Fraud

63.

Basic goods bought and sold in quantity (e.g., wheat, iron ore) are known as:

a)

Commodities

b)

Assets

c)

Securities

d)

Derivatives

64.

How many people serve on a grand jury?

a)

12

b)

16

c)

23

d)

30

65.

You have purchased a new smartphone. When does the warranty go into effect?

a)

From the date of purchase

b)

After one month of use

c)

When you register the device online

d)

After the first software update

66.

The Consumer Price Index is calculated:

a)

monthly

b)

annually

c)

weekly

d)

daily

67.

Which federal agency regulates pacemakers, hearing aids, contact lenses, and other health products?

a)

Centers for Disease Control and Prevention (CDC)

b)

Food and Drug Administration (FDA)

c)

National Institutes of Health (NIH)

d)

Environmental Protection Agency (EPA)

68.

This card has your own special nine-digit number to track earnings over your lifetime:

a)

Social Security card

b)

Credit card

c)

Library card

d)

Health insurance card

69.

When the government takes in less money than it spends, it is running a:

a)

budget surplus

b)

trade deficit

c)

budget deficit

d)

balanced budget

70.

Whose face is on the $100 bill?

a)

Benjamin Franklin

b)

George Washington

c)

Abraham Lincoln

d)

Alexander Hamilton

71.

Laws that prohibit companies from restricting competition are known as: ________

a)

Antitrust laws

b)

Copyright laws

c)

Tax laws

d)

Labor laws

72.

One thousand grams equals how many kilograms?

a)

One

b)

Ten

c)

Hundred

d)

Thousand

73.

You buy this card with money loaded on it and can use it up to the amount loaded: ________

a)

Prepaid card

b)

Credit card

c)

Debit card

d)

Gift card

74.

How often does a U.S. Representative run for reelection? ________

a)

Every two years

b)

Every four years

c)

Every six years

d)

Every year

75.

Which branch of the U.S. military has the most active duty personnel?

a)

Army

b)

Navy

c)

Air Force

d)

Marine Corps

76.

What is a “pocket veto”?

a)

President lets a bill die by not signing it

b)

President signs a bill and then cancels it

c)

Congress overrides the President's decision

d)

Supreme Court rejects a bill

77.

One advantage you lose when using pirated software: ________

a)

Customer support/warranties/updates

b)

Lower price

c)

Access to all features

d)

Faster installation

78.

Trademark protection lasts how long? ________

a)

10 years (renewable)

b)

5 years (non-renewable)

c)

20 years (non-renewable)

d)

Lifetime of the owner

79.

If a contract is cancelled, it becomes free of all legal effect; it is said to be: ________

a)

Void

b)

Valid

c)

Enforceable

d)

Binding

80.

You see a news report that a company is reorganizing. What does that mean?

a)

Filing for Chapter 11/bankruptcy

b)

Hiring new employees

c)

Launching a new product

d)

Expanding to new markets