Font size
WorksheetsCareers Final Review
Total questions: 70
Worksheet time: 2hrs 34mins
When gathering information about certain occupations, be sure to understand how you are paid. What is the difference between a salary and an hourly wage?
An hourly wage usually has benefits and is flexible, whereas a salary does not.
A salary is paid no matter how many hours you work, whereas an hourly wage is paid only for the time you work.
An hourly wage is paid in installments, whereas a salary is paid once a year.
A salary is paid based on the time spent working, and an hourly wage is paid when the job is complete.
Which of the following is LEAST likely to influence someone's choice of profession?
Interests
Skills
Personality
Genetics
Which best defines the relationship between short and long term goals?
Short term goals are easy and long term goals are hard.
Short term goals can be accomplished, long term goals can't
Short term goals are smaller steps that can help accomplish a long term goal.
Short term goals are related to jobs and long term goals are related to industries
How can goal setting help with academic performance?
It helps you focus on what needs to be done and why.
It is an effective study skill.
Writing goals down makes them happen.
They help you understand content better.
When filling out a college application, what should you list?
Sports
Community Service
Part time Job
All of the above
How should resumes and cover letters be written to help you obtain a job that meets your career goals?
They should list your hobbies.
They should include why you left your previous job
They should list your accomplishments and how your skills meetthe needs ofthe job.
They should list any teachers who will give you a good reference
______is the ability to change and be flexible as problems arise and priorities shift
Lifelong Learning
Collaborating
Teamwork
Adaptability
A positive return on investment for higher education
happens when you get a really good scholarship and discounts on tuition
is when your earnings potential is higher than the cost of your education
is when you land a job after graduating
happens when the costs of higher education are less than you expected
Which of these is not something to consider when trying to get a positive return on investment (ROI) for higher education?
The cost of attendance.
The type of food that is offered on the meal plan.
Your expected career income.
The financial aid package that is offered to you.
Which is an example of why higher education typically has a positive return on investment (ROI)?
Jobs and careers that require a degree or certificate generally earn higher salaries
you will form some long lasting friendships that will have a positive impact on your life
The jobs that require a degree have fewer responsibilities
The jobs that require a degree have more responsibilities
The sticker price of an institute of higher education includes
loans and their associated fees
tuition minus any scholarships, grants
scholarships, grants and other forms of financial aid
tuition, housing, food, books and other costs
Which of the following is not an example of how you can reduce the full cost of higher education?
Cook your own meals instead of using a meal plan.
Buy new textbooks at the bookstore
Live close to campus so you can bike or walk to class.
Live in shared housing to share costs.
Why are net costs of higher education different from sticker prices?
Sticker prices include all scholarships, grants and special program financing.
Net costs are higher since they include interest charged to basic costs.
Net costs include all scholarships, grants and special program financing
Sticker prices are higher since they include loans
Which institution will most likely have the lowest sticker price?
Public 4-year university
Private 4-year university
Community college
Choosing the higher education institution with the cheapest sticker price might be a bad idea because
sticker prices always have hidden costs which may increase the overall costs
more expensive schools may be cheaper once the net cost has been determined
cheaper schools usually charge more for housing which is not a part of a sticker price
cheaper schools usually will not allow you to apply for financial aid
Why would researching the average earnings by major and by career be useful to you as you choose an institute for higher education?
You can determine the return on investment based on the sticker price.
You can hypothesize the return on investment based on the net cost.
You can calculate the return on investment based on the types of classes that they offer.
You can anticipate the return on investment based on how much you could earn.
Luis repairs air conditioners. He earned a certificate in 6 months and paid for it with one loan. He earns a good salary now and will pay off his loan in two years. What kind of return on investment (ROI) does Luis demonstrate?
Negative ROI
Neutral ROI
Positive ROI
Can’t determine ROI
Jeremiah works at a pet store. He went to a community college but didn’t finish. He has some student loans now. What kind of return on investment (ROI) does Jeremiah demonstrate?
Negative ROI
Positive ROI
Neutral ROI
Can’t determine ROI
Which of the following are considered “free money” when it comes to financing higher education?
Military programs
Scholarships and grants
Loans
Work-study programs
Loans are different from scholarships and grants since ____.
loans must be paid back
loans don't earn interest
loans don't need to be paid back
loans are free money
Why is it important to consider scholarships and grants before loans to pay for higher education?
Scholarships and grants give better interest rates when you apply early.
Loans give better interest rates when you apply early.
Loans are free money that do not need to be paid back.
Scholarships and grants are free money that do not need to be paid back
What do you need to submit in order to access need-based federal aid and federal loans?
Credit report application
The financial aid application at your institute of higher education
The FAFSA
What is the purpose of the FAFSA paperwork?
To fill it out once and never again
To apply for federal grants, scholarships, and loans
To apply to many colleges at once
Which type of loan is based on financial need?
Unsubsidized loans
Subsidized loans
Private loans
Online lender loans
Federal loans are from _____.
financial institutions like banks and credit unions
the stock market
area businesses
the government
Which statement best describes how federal student loans are different than private student loans?
Federal loans look at your credit history carefully and have variable interest rates.
Federal loans always have a fixed interest rate and you qualify regardless of your credit score.
Federal loans require a cosigner and some type of collateral.
Federal loans are administered by the institute of higher education, which is why their rates are better.
How often do you need to fill out the FAFSA in order to apply for federal student loans?
Only once
Every semester
Every other year
Every year
When do you need to apply for a federal student loan?
Before you start at a higher education institution
Every year, based on the deadline for your state
After you’ve decided which higher education institution to attend
Before you start at a higher education institution and again if you take more than four years to graduate
If you are looking for information about financial aid at many different institutes of higher education, who should you contact?
Financial aid officer at a university
A loan officer at a local financial institution
High school counselor
A teller at a local financial institution
For student loans that require a cosigner, who is that person?
A school counselor who helped you fill out the loan application
A financial aid officer who also signs the loan.
A witness who can prove who you are by signing the application.
A parent or guardian who shares the responsibility of the loan with you.
Why would you need a cosigner for certain student loans?
If you don’t have a credit history, a cosigner’s credit score will be used to secure certain student loans.
If you don’t currently have a source of income, you would need a cosigner for certain student loans.
If you are going to an institute of higher education out of state from where you live, you would need a cosigner for certain student loans.
If you don’t have a credit card in your name yet, you would need a cosigner with a credit card in their name for certain student loans.
Effective workers possess strong interpersonal skills.
True
False
Verbal messages a person conveys may come from a person’s tone of voice, facial expressions, and eye contact.
True
False
The way a person looks and dresses is a form of nonverbal communication.
True
False
Using slang or texting abbreviations is effective and appropriate in professional writing.
True
False
What are the characteristics of professionalism?
Capable of being trusted
Fact or quality of being on time.
Engaging others while at work with respect
All of the above
A ______________ is someone who gets the job done as expected, and follows appropriate behaviors in the workplace
Professional
Employee
Worker
Competent person
True or False: Work ethic is reflected in a person's desire or determination to work hard.
True
False
_______ is the amount of work an employee produces in a specific amount of time
Dedication
Productivity
Professionalism
Cooperation
_______ is an employee's level of self-control, orderliness, and effectiveness in their work.
Discipline
Cooperation
responsibility
reliability
Which of the following key traits refers to a person's ability to be accountable for their actions or acknowledge if something is their fault?
Responsibility
Cooperation
Discipline
Professionalism
Which of the following traits correlate with someone with a bad work ethic?
Chronically Late
Procrastinate
Lie
Gossip
All of the above
What is time management?
The process of procrastinating and delaying tasks until the last minute.
The process of planning and organizing how to divide your time between specific activities or tasks.
The process of prioritizing tasks based on their importance and urgency.
The process of randomly allocating time to different activities or tasks.
Tom finds out that his coworker is sharing confidential information with a competitor. What should Tom do to handle the situation?
discuss it with his other colleagues so that more people are aware of it
report it to the supervisor
ignore it because it is beyond his scope of work
work out an arrangement that will benefit him monetarily
Sam wants to grow in his current role, and he decides to take a three-month skill enhancement course.
Sam is demonstrating ____________.
cooperation
loyalty
self-management
responsibility
Which statement defines the use of ethics?
The statement _________________defines the use of ethics.
working according to the given instructions
having a flexible mind that is open to learning
basing your actions on a set of principles
being punctual at work
Which activity best demonstrates the trait of responsibility?
demonstrating accountability for your actions
being a team player
being loyal to the organization in times of crisis
taking on self-improvement activities
Lisa’s company, ABC Ltd., lost its biggest client and is now facing a financial crunch. Most of her colleagues have resigned, but Lisa decides to stay with the company and assist the management in overcoming the financial situation. Which quality is Lisa demonstrating?
responsibility
cooperativeness
self-management
loyalty
How can an employee demonstrate responsibility in the workplace?
be positive and encouraging
truthfulness with your employees and customers
finish tasks accurately and on time.
The closer a career is to your talents and passions, the more fulfilled you will be with that career.
TRUE
FALSE
Career planning should begin right after graduation from high school.
TRUE
FALSE
The career demands of today will differ from the career demands of the future.
TRUE
FALSE
Ariel wants to compare the salaries for positions she was offered at two companies. What should she consider in this process?
Check three that apply.
She should research the cost of living of different locations to compare against the offered salaries.
She should research the benefits included in each offer.
She should research the average salary of similar positions to see if the offers are fair.
She should take the position that offers the largest salary.
She should take the position that has the lowest cost of living.
Which factors positively affect lifetime income?
Check four that apply.
post-secondary education
employee benefits
salary
vocational training throughout career
high cost of living
All of the following are hard skills except
Engineering
Architecture
Nursing
Teamwork
Skills that are measurable and usually can obtained through education and training programs.
Soft skill
Hard Skill
Skills that are personality traits that help employees interact with others and succeed in the workplace.
Soft Skills
Hard Skills
Integrity
the quality of being honest and having strong moral principles
the ability to adapt to new situations
the practice of being deceitful
the state of being untrustworthy
A policy that states what is required, acceptable, and unacceptable for your appearance at work (or school) is called a ___.
Code of Ethics
Handbook
Dress Code
Guide
List 3 desirable traits of a professional.
What is the 1st thing of a Job Description
Job Title
Job Description
Pay/Salary
Skills
Requirments
What is Job Skills
Specific name given to a position that indicates the main responsibilities of the individual that will occupy that position.
The money that someone is paid each month by their employer.
Specific abilities that assist workers in performing their duties at work.
The skills, experience, and attributes an employer expects to find in a candidate who is hired for a position.
What is Job Requirements
Specific name given to a position that indicates the main responsibilities of the individual that will occupy that position.
The money that someone is paid each month by their employer.
Specific abilities that assist workers in performing their duties at work.
The skills, experience, and attributes an employer expects to find in a candidate who is hired for a position.
The terms motivated, enthusiastic, and hard-working would be considered _____ words when written in a job description.
informal
key
necessary
fluffy
The job posting's role responsibilities are going to explain ________.
what the pay scale looks like for this position.
where to go to apply.
how to get a promotion.
what the job entails.
Which of the following is a formal document that introduces your qualifications to an employer?
Resume
Application
Authorization
Reference Letter
