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Module 7-Risk, Due Diligence & Credit Enhancements

Total questions: 48

Worksheet time: 24mins

Name
Class
Date
1.

Technology-specific risks differ mainly due to differences in:

a)

Financing structure

b)

Cost revenue and cash flow

c)

Contract types

d)

Audit requirements

2.

Thermal power projects are most sensitive to:

a)

Hydrology risk

b)

Fuel price risk

c)

Transmission delay

d)

Solar irradiation

3.

Increase in fuel cost from USD 40/MWh to USD 55/MWh represents:

a)

Hydrology risk

b)

Operational risk

c)

Fuel price risk

d)

Construction risk

4.

Hydro project revenues mainly depend on:

a)

Fuel availability

b)

Water availability

c)

Grid availability

d)

Staff efficiency

5.

Low rainfall in a hydro project primarily causes:

a)

Higher CAPEX

b)

Lower generation and revenue

c)

Higher tariffs

d)

Lower OPEX

6.

If planned hydro generation is 1000 GWh but actual is 750 GWh, revenue will:

a)

Increase

b)

Remain same

c)

Decrease

d)

Double

7.

Solar power output is mainly affected by:

a)

Fuel cost

b)

Weather conditions

c)

Hydrology risk

d)

Staff availability

8.

Transmission project delays mainly result in:

a)

Higher tariffs

b)

Early revenue

c)

Revenue delay

d)

Lower costs

9.

Construction risks generally occur:

a)

After COD

b)

Before COD

c)

During operations

d)

After repayment

10.

EPC cost increase from USD 200M to USD 225M is an example of:

a)

Operational risk

b)

Market risk

c)

Construction risk

d)

Hydrology risk

11.

Construction risks usually include:

a)

Fuel price changes

b)

Cost overruns and delays

c)

Equipment failure

d)

Tariff reduction

12.

Operational risks occur mainly:

a)

Before COD

b)

After COD

c)

During EPC only

d)

At financing stage

13.

Lower plant availability after COD represents:

a)

Construction risk

b)

Operational risk

c)

Financial risk

d)

Legal risk

14.

Expected availability 95% but actual 85% mainly affects:

a)

CAPEX

b)

OPEX

c)

Revenue

d)

Debt tenor

15.

Operational risks directly impact:

a)

Design quality

b)

Long-term cash flows

c)

Contract signing

d)

Loan approval

16.

Which risk is unique to thermal plants?

a)

Hydrology risk

b)

Fuel price risk

c)

Transmission risk

d)

Weather risk

17.

Hydro projects are most exposed to:

a)

Fuel risk

b)

Water availability risk

c)

Grid risk

d)

Exchange risk

18.

Transmission projects mainly face risk of:

a)

Fuel escalation

b)

Power evacuation delay

c)

Low availability

d)

Water shortage

19.

Due diligence is conducted mainly to:

a)

Increase profit

b)

Identify and manage risks

c)

Delay projects

d)

Reduce staff

20.

Key due diligence focus areas include:

a)

Technical financial and legal

b)

Only technical

c)

Only financial

d)

Only legal

21.

Technical due diligence checks whether:

a)

Tariffs are affordable

b)

Project can be built and perform

c)

Loans are approved

d)

Contracts are signed

22.

Lower-than-designed plant availability is a:

a)

Technical strength

b)

Technical concern

c)

Financial benefit

d)

No issue

23.

Technical weakness usually leads to:

a)

Higher revenue

b)

Financial weakness

c)

Lower CAPEX

d)

Better returns

24.

Financial due diligence focuses on:

a)

Design standards

b)

CAPEX OPEX and repayment ability

c)

Staffing levels

d)

Grid codes

25.

Annual revenue USD 18M OPEX USD 14M debt USD 5M indicates:

a)

Cash surplus

b)

Cash shortfall

c)

Strong viability

d)

No issue

26.

Financial due diligence ensures the project is:

a)

Technically sound

b)

Affordable and sustainable

c)

Legally compliant

d)

Politically safe

27.

Legal due diligence mainly reviews:

a)

Staff contracts

b)

Equipment design

c)

Project contracts and guarantees

d)

Operating costs

28.

Absence of liquidated damages in EPC contract exposes utility to:

a)

Lower cost

b)

Higher revenue

c)

Delay risk

d)

Better performance

29.

Without LDs, delay costs are borne by:

a)

contractor

b)

Lender

c)

Utility

d)

Government

30.

Commercial due diligence protects against:

a)

Technical failure

b)

Unexpected obligations

c)

Weather risk

d)

Operational issues

31.

Poor contract terms usually create:

a)

Lower risk

b)

Financial risk

c)

Operational benefit

d)

Higher tariffs

32.

Credit enhancement tools mainly aim to:

a)

Increase profit

b)

Reduce lender and utility risk

c)

Speed construction

d)

Lower tariffs

33.

Advance Payment Guarantee protects against:

a)

Performance failure

b)

Delay

c)

Advance payment loss

d)

Revenue risk

34.

Advance Payment Guarantee is usually issued by:

a)

Utility bank

b)

Contractor bank

c)

Government

d)

Auditor

35.

If advance paid is USD 10M and contractor fails, APG allows claim of:

a)

USD 5M

b)

USD 8M

c)

USD 10M

d)

USD 15M

36.

Performance Guarantee mainly protects against:

a)

Advance misuse

b)

Non-performance and delay

c)

Revenue loss

d)

Exchange risk

37.

Performance Guarantee is usually around:

a)

2% of contract

b)

5% of contract

c)

10% of contract

d)

20% of contract

38.

Contract value USD 200M with 10% PG gives maximum claim of:

a)

USD 10M

b)

USD 15M

c)

USD 20M

d)

USD 25M

39.

Retention money mainly covers:

a)

Advance risk

b)

Defect correction risk

c)

Revenue risk

d)

Loan risk

40.

Retention is normally applied as:

a)

Fixed sum

b)

Percentage of contract value

c)

Loan amount

d)

Operating cost

41.

Contract value USD 150M retention 5% equals:

a)

USD 5M

b)

USD 6M

c)

USD 7.5M

d)

USD 10M

42.

Retention applies mainly during:

a)

Construction

b)

Defect liability period

c)

Financing stage

d)

Planning stage

43.

Retention guarantee is an alternative to:

a)

Performance guarantee

b)

Cash retention

c)

Advance payment

d)

Insurance

44.

Export Packing Credit helps contractors to:

a)

Increase margins

b)

Finance equipment before payment

c)

Reduce taxes

d)

Pay LDs

45.

Export Packing Credit is repaid when:

a)

Loan is approved

b)

Equipment shipped

c)

Milestone payment received

d)

Project ends

46.

Export Packing Credit mainly addresses:

a)

Utility cash flow

b)

Contractor cash flow gap

c)

Lender risk

d)

Government risk

47.

Credit enhancements collectively improve:

a)

Risk exposure

b)

Bankability of projects

c)

Construction duration

d)

Staff productivity

48.

The main purpose of risk management in projects is to:

a)

Eliminate all risks

b)

Identify and mitigate risks

c)

Increase costs

d)

Delay decisions