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Financial Literacy Worksheet Extraction

Total questions: 16

Worksheet time: 31mins

Name
Class
Date
1.

Vocabulary Match — Choose the correct term to match the definition: The ability to understand and manage money wisely.

a)

Consumer

b)

Credit

c)

Debt

d)

Economy

e)

Financial Literacy

2.

Vocabulary Match — Choose the correct term to match the definition: Money borrowed that must be paid back, often with extra cost.

a)

Consumer

b)

Credit

c)

Debt

d)

Economy

e)

Financial Literacy

3.

Vocabulary Match — Choose the correct term to match the definition: A person who buys goods or services.

a)

Consumer

b)

Credit

c)

Debt

d)

Economy

e)

Financial Literacy

4.

Vocabulary Match — Choose the correct term to match the definition: Extra money paid when borrowing money.

a)

Consumer

b)

Credit

c)

Debt

d)

Economy

e)

Financial Literacy

5.

Real-Life Scenario — Read the scenario and answer the questions: Jordan wants to buy a new laptop. Jordan doesn’t have enough money saved, so they consider using credit to buy it. The store offers a loan with interest.

5.

Based on the scenario, which considerations should Jordan weigh before taking on this debt? Select all that apply.

a)

The total cost including interest and any fees

b)

Whether the monthly payments fit into their budget

c)

Waiting to save more versus buying now on credit

6.
The least amount that must be paid on a credit card each month is
a)
Minimum Payment
b)
Late Fee
c)
Credit Limit
d)
money time
7.
The credit company can charge interest if the credit card bill is not paid in full by the due date.
a)
True
b)
False
8.

If you save $15 a week for the next two years instead of buying music, how much money would you accumulate ignoring interest?

4 lines
9.

Assume you want to accumulate $4,000 to begin investing at the end of three years. How much money would you need to save every week to accomplish that goal?

4 lines
10.

What is the opportunity cost of going to the arcade on Saturday night assuming you could make $8 an hour for four hours of work and you also spend about $25 each time you go to the arcade?

4 lines
11.

Your uncle has agreed to sell you his car for $3,000. You will put $2,000 down and pay him the rest over the next 40 weeks. How much will your weekly payment be?

4 lines
12.

You get $25 for helping someone.
What are three different ways you could use that money, and how would each choice affect your budget?

4 lines
13.

You want to buy something that costs $120.
If you save $15 each week, how long will it take, and what might make saving easier or harder?

4 lines
14.

Your phone bill is $40 per month and your streaming service is $10 per month.
How much do you spend in total, and what changes could you make if you wanted to save money?

4 lines
15.

You’re planning a small party with $50.
What things would you spend money on, and how would you make sure you don’t go over budget?

4 lines
16.

You earn $60 in one week.
How would you decide how much to save, spend, and set aside for later? Explain your choices.

4 lines