Front

Applying for a credit card only affects your credit score if you use the card.

Back

False

Front

Paying less than the minimum payment on your credit card bill doesn’t count as a missed payment.

Back

False

Front

A high credit card limit can be a bad thing.

Back

False

Front

You must carry a balance on your credit cards to build a credit history.

Back

False

Front

The more credit cards you have, the better.

Back

False

Front

Payment history accounts for around _______ of your credit score.

Back

35%

Front

Which of these show your credit history? Credit score, Credit report, Both

Back

Credit report

Front

Student loans impact your credit score.

Back

Fact

Front

Race and gender are factors in a credit score.

Back

Myth

Front

Capacity to pay will be taken into account when you apply for a credit card or loan.

Back

Fact