Dave Ramsey Life After High School Test

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What is the Free Application for Federal Student Aid (FAFSA)?

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A form that is completed annually by current and prospective college students to determine their eligibility for financial aid.

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What is a grant in the context of financial aid?

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A form of federal or state financial aid that does not need to be repaid; usually given to students who demonstrate financial need.

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What is a scholarship?

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Financial aid that does not need to be repaid, often awarded based on academic achievement, talent, or other criteria.

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CCSS.RI.11-12.5

CCSS.RI.6.5

CCSS.RI.7.5

CCSS.RI.8.5

CCSS.RI.9-10.5

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What is a trade school?

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An educational institution that allows students to learn basic professional skills in two years or less, typically focusing on specific trades.

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What are certifications?

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Programs that may be free or low-cost, found online, at community colleges, or through government-funded programs, aimed at providing specific skills.

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CCSS.RI.11-12.3

CCSS.RI.11-12.5

CCSS.RI.8.5

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CCSS.RI.9-10.5

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What is the primary purpose of financial aid?

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To help students cover the costs of their education, including tuition, fees, and living expenses.

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What is the difference between a scholarship and a grant?

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A scholarship is often awarded based on merit (academic or talent), while a grant is typically based on financial need.

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CCSS.RI.11-12.5

CCSS.RI.6.5

CCSS.RI.7.5

CCSS.RI.8.5

CCSS.RI.9-10.5

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What types of financial aid do not require repayment?

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Grants and scholarships.

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What is the significance of completing the FAFSA?

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It is the first step to receiving any kind of financial aid, including federal, state, and institutional aid.

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What are some common sources of scholarships?

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Businesses, non-profit organizations, and educational institutions.

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CCSS.RI.11-12.3

CCSS.RI.11-12.5

CCSS.RI.8.5

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CCSS.RI.9-10.5