Sec 4 SS Ch7-4 Healthcare in USA

Sec 4 SS Ch7-4 Healthcare in USA

By Adam Chan

The government give citizens the freedom to decide how much they wish to pay for healthcare

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The government does NOT intervene, and prices are left to individual hospitals / providers​

Market based approach

Americans have to cope with healthcare costs on their own

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Expected to buy medical insurance, but not all can afford insurance​

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Healthcare costs

Majority obtain their medical insurance as part of their employment package (High - med SES)

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Keeping health care affordable

MEDICARE

insurance for aged 65+, or those with disabilities​

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MEDICAID

​insurance for those with limited income or disabilities

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EMTALA

Law to ensure access to emergency medical care​ for uninsured patients in certain hospitals

Government policies

Check your understanding!

Some text here about the topic of discussion

Multiple Choice

In the USA, hospitals can charge whatever they want for medical care

• TRUE

• FALSE

• I DUN NOE!

Multiple Choice

In the USA, every American citizen has health insurance to pay for their medical bills.

• TRUE

• FALSE

• I DUN NOE!

Multiple Choice

In the USA, uninsured patients can still get emergency medical care in all hospitals.

• TRUE

• FALSE

• I DUN NOE!

Insurance is expensive

Premiums cost a few thousand dollars per year

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Low SES Americans may choose to NOT buy insurance so they can pay for daily needs​

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Low skilled workers not given medical insurance with their jobs​

Challenges in health care (USA)

Insurance companies in USA are profit making companies

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They refuse to insure those who have been sick in the past or have preexisting conditions

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Challenges in health care (USA)

​Global ranking of health care systems in 2019

Enacted in 2014 by then President Obama, to ensure lower SES Americans get more help to obtain insurance coverage

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​Some text here about the topic of discussion.

​Affordable Care Act 2014

(Obama Care)​

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Check your Understanding!

Some text here about the topic of discussion

Multiple Choice

The healthcare system in USA is known as...

• Shared responsibility approach

• Market based approach

• Government financed approach

• Individual responsibility approach

Multiple Choice

Most Americans get their healthcare insurance through

• their doctors

• their jobs

• the government

• the medical review company

Multiple Choice

Which group of Americans do NOT qualify for medicare?

• the jobless

• the elderly

• the disabled

• those with preexisting kidney conditions

Multiple Choice

Which American president created the Affordable Care Act?

• Trump

• Obama

• Biden

• Bush