Financial Decisions and Issues

Financial Decisions and Issues

Themes for today

• Financial issues facing young people

• Being a smart consumer and deciding needs vs. wants

• How past financial decisions can impact your opportunities

• Real world financial issues​

Top 3 Favorite Restaurants of Gen Z

Born 1997 - 2012

1.

2.

3.

​Taking Stock With Teens FALL 2021 21 Years Of Researching U.S. Teens GenZ Insights

Top 3 Favorite Restaurants of Gen Z

Born 1997 - 2012

1. Chick-fil-A

2.

3.

Top 3 Favorite Restaurants of Gen Z

Born 1997 - 2012

1. Chick-fil-A

2. Chipotle

3.​

Top 3 Favorite Restaurants of Gen Z

Born 1997 - 2012

1. Chick-fil-A

2. Chipotle

3. Starbucks

Multiple Choice

What is the average cost to cook a meal at home?

• Less than $5

• $6 - $10

• $11 - $15

• $16 - $20

Multiple Choice

What is the average cost of a meal at a restaurant?

• Less than $5

• $6 - $10

• $11 - $15

• $16 - $20

Chick-fil-A ​might not cost you $20, but it's still more expensive than cooking at home

Multiple Choice

What is the average monthly car payment for a new car?

• $400 - $500

• $500 - $600

• $600 - $700

• $700 - 800

Multiple Choice

On average, a 20 year old has to invest how much money per month to become a millionaire by the time they are old enough to retire?

• $360

• $700

• $1,435

• $3,421

​The financial decisions you made in the past and the decisions you are making now impact your opportunities.

• Buy or lease a car?

• How do I pay for education?

• How much should I pay for a home? What should my down payment be?

• How do I spend less at the grocery store​?

• How do I afford a vacation?

​Dream big, but don't let your finances turn your dreams into a nightmare​

• Being financially responsible starts with basics

  • The longest journey starts with a single step​

• Needs vs. wants​​

  • What's the difference​?

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The Bean Game

• Imagine you are entering the first independent portion of your life.

• You have 20 beans to spend any way you want, but you cant spend more than 20 so keep track of them.

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