Moderation in spending

​Monday, April 6, 2026
18 Shawwal 1447

Lesson 7 Moderation in Spending
Learning Objectives

1. Define moderation in spending (avoiding waste and stinginess).

2. Explain Islamic teachings about balanced spending.

3. Identify examples of responsible and irresponsible spending.

4. Apply moderation principles in daily life.
   

Moderation in spending

Key Vocabulary

• Moderation (الاعتدال)

• Spending (الإنفاق)

• Extravagance / Waste (الإسراف)

• Stinginess (البخل)

• Charity (الصدقة)

• What do you usually spend money on?

• Is buying everything we want always good?

STARTER

What do you notice in these pictures?

2 MINUTES

What do you do when you receive a blessing from Allah?

A Muslim should be grateful and
thankful to Allah for his blessing and
not waste it

Multiple Choice

The video was talking about..........

• wasting food

• wasting money

• moderation

Multiple Choice

The cause of the food waste is

• People do not grow enough food.

• people buy less food

• people buy too much food

Multiple Select

What solution was suggested to reduce food waste?

choose more than one answer

• Eat less

• To write shopping list

• To buy cheap food

• freeze the extra food

• To buy from the farmer market what is neede for one person

Multiple Choice

How many people over weight around the word?

• 1 million

• 1 billion

• 2 billion

Want to

know about

Extravagance

The Messenger of Allah (PBUH), Beware of greed. Greed destroyed those before You encouraged them to shed each others' blood and to make lawful what Allah had made it unlawful for them.

”What is the opposite of “Extravagance

Miserliness or stinginess

Meansspending less than what is required.

It is spendingmoney unwisely with no need

and it is the same as wastefulness.

What is the Islamic definition of “Extravagance”?

قال تعالى : 

"وَلا تُبَذِّرْ تَبْذِيرًا ﴿٢٦﴾ إِنَّ الْمُبَذِّرِينَ كَانُوا إِخْوَانَ الشَّيَاطِينِ وَكَانَ الشَّيْطَانُ لِرَبِّهِ كَفُورًا "﴿٢٧﴾

\﴾٢٧﴿" اًروُﻔَﻛ

Indeed, the wasteful are brothers of the devils, and ever
has Satan been to his Lord ungrateful.

قال تعالى : 

"وَكُلُوا وَاشْرَبُوا وَلا تُسْرِفُوا إِنَّهُ لا يُحِبُّ الْمُسْرِفِينَ "﴿٣١﴾سورة الاعراف

Eat and drink, but be not excessive

Multiple Choice

Spending money unwisely called..................

• Miserliness

• Moderation

• Extravagance”

قال تعالى 

"وَالَّذِينَ إِذَا أَنفَقُوا لَمْ يُسْرِفُوا وَلَمْ يَقْتُرُوا وَكَانَ بَيْنَ ذَلِكَ قَوَاماً

"

And [they are] those who, when they spend, do
so not excessively or sparingly but are ever,
between that, [justly] moderate

Allah says ((And do not make your hand [as]
chained to your neck or extend it
completely and [thereby] become blamed
and regretful.

What is Islam’s opinion about spending?

Moderation: which means to spend wisely
and sensibly and to avoid the extreme.

Multiple Choice

Spending wisely and sensibly called..............................

• Moderation.

• Miserliness

• Wastefulness

Moderation in
Food & Drink

Moderate Spending
Al-Isra (The Night Journey) - Chapter 17: Verse 29
"Do not be miserly, allowing your hand to remain shackled
to your neck, nor stretch it out fully to the utmost limit, lest
you find yourself being blamed or reduced to destitution."

Multiple Select

Spending less than what is required is called..................

• Wastefulness

• Miserliness

• Moderation

Dropdown

Allah says ((And do not make your ​

Select answer

[as] chained to your ​

Select answer

or extend it ​

Select answer

and [thereby] become blamed and ​

Select answer

.

Muslims who spend their money in moderation will be rewarded al
Jannah and the angels meet them by greeting them with words
of peace and respect

What will the reward be for the Muslim who
spends moderately?

وقد وصف الله تعالى عباد الرحمن قال تعالى : 

"أُولَئِكَ يُجْزَوْنَ الْغُرْفَةَ بِمَا صَبَرُوا وَيُلَقَّوْنَ فِيهَا تَحِيَّةً وَسَلَامًا "﴿٧٥﴾ سورة الفرقان

These will be rewarded for all their
patient endurance [in life] with a high
station [in paradise], and will be met
therein with a greeting of welcome
and peace

1. Moderation prevents people from poverty and begging.
   2. Muslims who spend their money in moderation will be rewarded al Jannah.
   3. Allah does not like the mean nor the wasteful person.

Benefits of Moderation

Multiple Choice

Muslims who spend their money in moderation will be rewarded...........................

• A house

• Extra money.

• Paradise.

Multiple Choice

Allah doesn’t like the......................person.

• Wasteful

• Generous

• Wise

Facts of the lesson

1. Islam encouraged us to be Moderate and to spend
   wisely and sensibly.

2. Muslims should have Moderation and be stay away from
Miserliness andExcessive (extravagant) spending.

3.Muslims who spend their money in moderation will be
rewarded
al Jannah.

4. Moderation prevents people from poverty and
begging.

The Value of the lesson

Moderation.
This is can be done through:

1. Spending wisely and sensibly.

2. Not to be mean nor a wasteful
person.

Multiple Choice

Moderation prevents people from poverty and begging.

• True

• False

Multiple Choice

Ahmad spent 50 KD on buying sweets for himself he is..............................in spending.

• Sensible

• Wasteful

• generous

Multiple Choice

 A man refused to take his ill son to the doctor because he doesn’t want to spend money on him. He is..........................

• Wasteful

• Miser

• Generous.

Match

Match the following

• Extravagance

• Miserliness

• Moderation

spending money unwisely

stinginess

spending wisely

• spending money unwisely

• stinginess

• spending wisely

Multiple Choice

The Messenger of Allah(PBUH) said, Beware of ..........................

• Moderation

• Greediness

• Generosity