Chapter 1, Lesson 1.2

Multiple Choice

Which of the following is a primary goal of healthcare systems?

• To provide entertainment

• To ensure public health and safety

• To increase pollution

• To promote unhealthy habits

Open Ended

Why is it important for society to have well-developed healthcare systems?

Open Ended

How do the resources and organizations available today help individuals receive quality healthcare?

Fill in the Blanks

List two groups of people, other than those over 65, who may be eligible for Medicare.

Multiple Select

Which of the following are true about copayments in health insurance?

• They are fixed amounts paid for covered services

• They vary depending on the type of insurance

• They are paid only once a year

• They are always the same for every service

Open Ended

Compare and contrast Medicare and Medicaid in terms of eligibility and coverage.

Fill in the Blanks

What is the term for the amount an insured person pays to their insurance company to maintain coverage?

Multiple Choice

Which of the following statements best describes the purpose of Medicare?

• A federal health insurance program for persons 65 or older and certain disabled individuals

• A private insurance plan for all citizens

• A government program only for children

• A volunteer-based health service

Multiple Choice

Which of the following best describes a copayment (copay)?

• A set dollar amount you pay for a covered product or service.

• The total amount your insurance pays for your care.

• A monthly bill you pay for health insurance.

• A government-funded health insurance program.

Multiple Choice

How does a premium differ from a copayment?

• A premium is a regular payment to keep your insurance active, while a copayment is paid at the time of service.

• A premium is paid only when you visit a doctor, while a copayment is paid monthly.

• A premium is a government subsidy, while a copayment is a tax.

• A premium is a one-time fee, while a copayment is paid every year.

Open Ended

Explain how eligibility for Medicaid is determined and who typically benefits from this program.

Multiple Choice

What are two key differences between Medicaid and Medicare?

• Medicaid is for low-income individuals and is state and federally funded, while Medicare is for the elderly and disabled and is federally funded.

• Medicaid is only for children, while Medicare is only for adults.

• Medicaid requires high deductibles, while Medicare is free.

• Medicaid is funded by private companies, while Medicare is funded by the state.

Fill in the Blanks

The Military Health System offers

, the military’s health insurance program.

Open Ended

Describe the main purpose of worker’s compensation and what rights an employee gives up by accepting it.

Multiple Choice

Which of the following is a goal of the Affordable Care Act (ACA)?

• To ensure people can get treatment when needed

• To eliminate all private insurance plans

• To limit preventive care and immunizations

• To restrict coverage for preexisting conditions

Open Ended

How effective are the insurance programs run by the government? Do they help all individuals receive the healthcare they need?

Multiple Choice

Which of the following are purposes of managed care systems?

• Provider network management

• Quality improvement

• Cost control

• All of the above

Multiple Select

Select all statements that are true about Health Maintenance Organizations (HMOs).

• You must select a primary care physician (PCP).

• You can see any specialist without a referral.

• You pay the entire bill if you go outside the HMO network.

• Most HMOs require a copayment at the time of a visit.

Fill in the Blanks

In a Health Maintenance Organization (HMO), you need a

from your primary care physician to see a specialist.

Open Ended

Compare the main differences between Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) in terms of provider choice and referrals.

Multiple Choice

What is a deductible in health insurance, and how does it affect what you pay for healthcare services?

• It is the amount you pay for prescriptions only.

• It is the amount your insurance pays before you pay anything.

• It is the amount you must pay for covered health care services before your insurance starts to pay.

• It is a fee you pay each time you visit a doctor.

Open Ended

Which private, managed care insurance plan would you choose for yourself or your family? Why did you choose that plan?

Multiple Choice

Which of the following government agencies is responsible for creating regulations to prevent work-related injuries, illnesses, and deaths?

• Centers for Disease Control and Prevention (CDC)

• United States Public Health Service (USPHS)

• Occupational Safety and Health Administration (OSHA)

• Food and Drug Administration (FDA)

Multiple Select

Select all the agencies that are involved in promoting or improving public health in the United States.

• National Institutes of Health (NIH)

• World Health Organization (WHO)

• Centers for Disease Control and Prevention (CDC)

• American Cancer Society

Open Ended

How do government agencies work together to provide healthcare services for the public?

Fill in the Blanks

The American Red Cross is an example of a

health agency.

Open Ended

After learning about healthcare systems, what is one question you still have or something you would like to know more about?

Open Ended

What is one key concept or skill you learned about health science in this session?