Understanding a credit report

Open Ended

Explain how a low debt-to-income ratio can impact your credit score and overall financial health.

Multiple Choice

Which of the following is considered the most important factor in credit score calculation?

• Payment history

• Types of credit used

• Available credit

• Recent credit applications

Open Ended

After learning about credit scores and reports, what questions do you still have or what would you like to know more about?

Multiple Choice

Which of the following are common uses of credit reports and scores?

• Evaluating loan eligibility

• Employment screening

• Setting insurance premiums

• All of the above