Insurance

Joey and Chris are both drivers.  Joey lives in the country and has been in 0 car accidents.  Chris lives in the city and has the following driving history: 5 speeding tickets, 2 automobile accidents, and he drives a sports car.  Who is probably going to have a lower rate for insurance?

• Joey
• Chris
• The price will be exactly the same.  
• LeBron James

You are required by law to have car insurance.  

• True
• False

When purchasing car insurance, what should you do?  

• Look around before immediately purchasing insurance from the first person.  
• Read over your contract carefully.  
• Both answer choices are correct.  

What does Medical pay for?

• other people's injuries when you cause an accident.

• other people's property when you cause an accident

• your injuries when you cause an accident

• your injuries when someone else causes an accident.

What is the money you pay to get your car fixed when you cause an accident called?

• premium

• deductible

• coverage

• liability property

If your deductible decreases, what happens to your premium?

• increases

• decreases

• has no effect

Which would NOT affect premium costs?

• Driver's age

• where driver lives

• ethnicity of driver

• having only one ticket; no accidents

What coverage pays to get your car fixed when someone vandalizes your car?

• collision

• liability property damage

• full tort

• comprehensive

A type of car insurance that covers damage to your OWN motor vehicle if involved in a crash with another vehicle, an animal, an object, etc.

• collision
• comprehensive
• bodily injury
• uninsured motorist

The type of insurance that covers damage or loss to a vehicle from fire, theft, vandalism, or hail is called

• term life insurance
• bodily insurance
• comprehensive
• collision