H Personal Finance Final Review

Which of the following is an example of a soft skill?

• managing a team

• creating a spreadsheet

• operating a forklift

• installing an air conditioner

Loyalty is an example of

• goal

• value

• objective

• hard skill

Which of the following is NOT a type of informal education?

• on-the-job training

• self-training

• watching YouTube videos

• a college class

Which stage of the business cycle occurs when the bottom is reached and the economy is at a standstill

• peak

• growth

• decline

• trough

Where can you get advanced training beyond a four-year degree?

• technical school

• graduate program

• community college

• self-training program

Financial aid that starts charging interest from the time the loan is made is called a

• scholarship

• subsidized student loan

• unsubsidized student loan

• grant

Which of the following should NOT appear on a resume?

• education

• work experience

• age

• references

Money that a person has available to spend or save after taxes are paid is known as

• disposable income

• earned income

• transfer payment

• wages

Which of the following is an example of a perk often offered by employers to their employees?

• profit sharing

• tuition reimbursement

• stock options

• health savings account

Which of the following is a form of unearned income?

• wages

• salary

• interest earnings

• tips