Dental & Vision

When is payment due when enrolling in off exchange dental and/or vision?

• Anytime

• At the time of enrollment

• During the open enrollment period

What is the waiting period on basic and major services?

• There is none

• 6 and 12 months

• 8 and 12 weeks

• 1 and 4 months

Are there subsidies for dental insurance?

• Yes

• No

• Only if there is left over subsidy from a medical enrollment

Can you cancel an off exchange dental plan anytime?

• Yes, with no reprucissions

• Yes, but not without penalty, it is a 12 mo contract

• No, must stay on 12 month contract

Can you cancel an on exchange dental plan anytime?

• No

• Yes, and you can keep your medical

• Yes, and you must cancel your medical coverage too

Does the marketplace offer vision insurance?

• Yes, but it's hard to find

• No, but some medical plans may come with adult vision

What is off exchange dental?

• Dental coverage that has fewer benefits and is more restrictive

• Dental coverage that is sold directly through the insurance company

• Free Dental coverage

• Dental for folks who don't have teeth

When can a consumer enroll in on exchange dental?

• Anytime

• During Open Enrollment or with a qualifying life event

• January 1st of the new year

• After they lose a tooth

Who do we work with that offers both dental and vision?

• Cigna

• Delta Dental

• Humana

• Toothless inc

What is on exchange dental?

• Dental that is only available to specific people

• Dental coverage offered through the insurance marketplace

• Dental for folks with at least 25 teeth