Sanchay Par Advantage & Sampoorn Samridhi Quiz

What are the plan options available in the Sampoorn Samridhi Plus plan?

• Endowment, Endowment with life long income

• Endowment, Endowment with whole life

• Endowment, Endowment with life long protection

• Immediate Income & Deferred Income

Identify which of the following statements is true about the Sampoorn Samridhi Plus plan.

• Sampoorn Samridhi Plus is a Traditional 'Without Profit' Plan.

• Sampoorn Samridhi Plus is a Traditional 'With Profit' Plan.

• Sampoorn Samridhi Plus is a participating ULIP.

• Sampoorn Samridhi Plus is a Traditional 'With Profit' regular income plan.

Mr Ajay has HDFC Life Sampoorn Samridhi Plus . What eill he get apart from declared bonuses?

• Facility to withdraw 3%, 4% or 5% of the sum assured during third, fourth & fifth years of the Policy

• Additional Bonus of 3%, 45 or 5% for not withdrawing the sum assured before the 5th Policy Year

• Guranteed Addition of 3%, 4% or 5% during the first 5 years of the policy term

Mr. Vijay bought HDFC Life Sampoorn Samridhi plus plan Endowment with whole life. Till what age can his protection be extended?

• Whole Life

• 80 Years

• 99 Years

• 100 Years

What does HDFC Life Sampoorn Samridhi Plus offer in case of accidental death?

• Death Sum Assured Plus Bonuses

• Only Death Sum Assured

• Additional Sum Assured

• Double Sum Assured

Mrs. Savita is interested to invest in HDFC Life Sanchay PAR Advantage. She wants to know the benefits offered by the scheme. Which of the following benefits do you expect FLS to mention?

• Regular Income for 25 years & Return of Premium

• Enhanced protection from second year on payment of additional premium

• Whole life Regular Income

• Guranteed benefit at Maturity after 30 Years

What is the major difference between the immediate & deferred income option of HDFC Life Sanchay PAR Advantage?

• In addtiona of Cash Bonus as regular income, a lump sum at maturity and the death benefit, deferred income option provides assured vesting benefit

• The Immediate income option allows survival benefit payout to begin even a month after the policy term starts. The deferred income option provides a guaranteed income for a guarnteed period with cash bonus from the starts after premium paying term.

• The Immediate income option allows survival benefit payout to begin even a month after the policy term starts. The deferred income option provides a guaranteed income for a guarnteed period with cash bonus from the starts one year after premium paying term.

• In addition to cash bonuses as regular income, a lump sum amount at maturity and death benefit, deferred income option provides accidental death benefit.

Mr. Sharma wants to know if he can withdraw the accrued survival benefits whenever he wishes to.

• No, The policyholder can withdraw the accrued survival benefits only after the policy has completed five years.

• Yes, He has the flexibility to withdraw the accrued survival benefits partly or fully, any time during the policy term

• Accrued survival benefits can be withdrawn only on maturity

• He can wirhdraw the accrued survival benfits only fully any time during the policy term.

What is the enhanced benefit if cutomer pays 2 Lac regular premium in HDFC Life Sanchay PAR Advantage deferred income option?

• 1 % of Sum Assured

• 1% of Annual Premium

• 0.4% of Annual premium

• 1.2% of Annual Premium

What is the guarnteed income rate in HDFC Life Sanchay Par Advantge deferred income option if customer age 58 opt PPT of 8 years

• 28% of Annual Premium

• Not Available

• 28.4% of Annual Premium