Health Insurance!

Why do we have health insurance?

• It is the law to have health insurance.

• For the just in case health issues we have

• To save us money on the healthcare we receive and prescriptions we take

• Both 2 and 3

Healthcare is free if you have health insurance.

• True

• False

A premium is your monthly...

• appointment

• payment

• account

Everyone pays their premium into a big pot. It is required whether you

• get sick or not

• pick up a prescription or not

• see any doctor or not

• All of the above

A copay is...

• paying a percentage of your healthcare bills.

• a set amount of money that you pay every time you see a doctor.

• how you reach your deductible.

If you see specialist doctors you...

• pay a higher copay.

• always pay out of pocket no matter what.

• are special.

Examples of specialist doctors are:

• dermatologists

• therapists

• neurologists

• psychiatrists

• All of the above.

Some people do not have copays and instead have co-insurance. This is paying...

• a set amount of money each time you see a doctor.

• a percentage of the total bill. The insurance company covers the other portion of the bill.

• half of the bill each time you go to get healthcare.

Co-insurance "kicks in..."

• When you go over your deductible.

• When you reach your deductible amount.

• When you go to the doctor and receive healthcare.

A deductible is...

• What you have to reach before most co-insurance benefits kick in.

• The cost of your healthcare bill.

• A large amount of money you are responsible to pay out of pocket when totaling all of your bills.

• Answers 1 and 3