I feel like I could be a successful ADULT today.

• not at all

• maybe a little bit

• I would need some practice

• I could totally be an adult TODAY

What happens when you don't have enough money to pay your credit card payment each month?

• You end up owing LESS than you owe.

• You end up owing MORE than you owe.

• You end up owing the same amount you borrowed- it just takes longer to pay back.

• The things you bought with your credit card are owned by the credit card company.

Which of these statements is an OPINION?

• Bad credit is the worst thing that can happen to a person.

• Bad credit can prevent you from getting a loan to buy a house.

• Bad credit can make it harder to get students loans for college.

• You get bad credit history when you don't pay what you owe.

Which statement is TRUE about making a budget?

• They encourage people to spend as much money as possible.

• When you have a budget you earn more money.

• A good budget is one where you spend EXACTLY what you earn each month.

• A budget allows people to track where they spend their money each month.

How is a teenager's budget similar to an adult's budget?

• The goal for both is to have more money coming IN than being spent.

• They both earn less than they spend.

• Adults and teenagers spend their money on the same things.

• There is no similarity.

If you make $20 a month- how much should you spend to stay on budget?

• Exactly $20

• Between $10 and $30

• Nothing

• $20 or less

Which is an OPINION about taxes?

• Taxes pay for things like parks and bridges.

• Taxes hurt the richest people.

• Taxes are usually taken right out of people's paychecks.

• As Americans it is our responsibility to pay taxes.

If the SALES tax is 10%- how much would you actually pay for a $70 pair or shoes?

• $77

• $71

• $80

• $100

Which is TRUE about time management?

• Time management means always doing more than one task at the same time.

• Good time management means never taking breaks.

• Time management is about planning to get tasks done and doing them.

• One way to manage your time well is to ignore deadlines and focus on doing the most fun activities.

Sara is following the time management steps. She just made a list of her tasks and estimated how much time they will take. What should she do next?

• She should take a break and eat a snack.

• She should organize her tasks alphabetically.

• She should cross off tasks that she doesn’t want to do right away.

• She should prioritize her tasks, or put them in order of importance.