PRUQUIZ

The process of assessing and classifying th potential degree of risk that the proposed insured represents.

A written document that serves as evidence of an insurance coverage which contains pertinent facts about the insured, face amount, etc.

It refers to a person who has a higher than normal risk rating.

An organization established to provide information that alerts insurance companies to the possibility that a proposed insured has an unrevealed impairment that has been admitted, or detected by other insurance companies.

Refer to a leisure time activities such as car racing, sky diving, or scuba diving which involve health hazards that may result in death.

It is considered present if the named beneficiary will suffer economic loss upon the death of the insured.

This refers to the proposed insured's history of illness and ailments.

This refers to the supplementary questionnaire to be attached in the application form if the person is suffering from asthma.

This provides information of applicant's asset, liabilities and net worth. It also helps establish the applicant's need for insurance.

How many months is validity period of blood examination for standard and substandard risk classifications.