Investing Review

When I use my money to try to make more money, I am...

• Saving

• Investing

• wishful thinking

• Budgeting

Time Value of Money describes

• the age I will retire

• When I can take my IRA money penalty free

• the percent return on my portfolio

• how money now is more valuable than the same amount in the future

Inflation means

• Gas gets cheaper

• Money is more valuable

• a decline in the purchasing value of money

• the stock market is declining

To minimize risk in your portfolio, a good strategy is to _______

• Gamble

• Diversify

• ask your friends

• buy Amazon stock

The place to look for technology stock prices would be

• S&P 500

• Nasdaq

• Dow Jones

Which sector of the stock market would be negatively impacted by sudden, negative economic conditions - like a pandemic

• Pharmaceutical Companies

• Grocery Stores

• Luxury Apparrel

• Energy

When the stock market is gaining, this is a called a ________ market

• Bull

• Bear

• Pig

• Sheep

Mutual Funds are best described as

• Risky and Expensive

• a group of investments pooled together investors can buy into

• One stock or Bond a company believes in

• Retirement Accounts you have to wait to use

A Roth IRA is beneficial because

• You can invest as much as you want each year

• There is no chance of losing money

• Your company matches your contribution

• When you start taking money out, there are no taxes

Younger, single people are often thought to be able to be riskier with their investments because

• they have fewer obligations and responsibilities, such as a spouse and children

• they have time to make up losses in the short term

• their earning power typically is still increasing

• all of the above