A credit card is the same thing as a debit card.

• True

• False

The amount of money I was loaned is $1,000 and the interest rate is 15%. What is the total of the loan?

• $150

• $1,150

• $1,015

• $15

A usage fee is...

• The money charged on top of the original amount

• The amount that you pay to a store when checking out

• What you give your friend for being a good friend

• What the bank pays you for banking with them

How do you access your credit report?

• freeworthinesscheck.com

• creditreportcard.com

• annualcreditreport.com

• creditfree.com

Bankruptcy is only caused by being financially irresponsible.

• True

• False

The component that has the most impact on your credit is...

• Types of Credit Used

• Amounts Owed

• Length of Credit History

• Payment History

When you report a lost or stolen credit card you are...

• Responsible for up to $50

• Protected by your bank at any point when it is reported

• Not protected the same way as a debit card

• All of the above

Carrying cash is worse than carrying a debit card.

• True

• False

What makes up the Three C's?

• Connectivity, Collaborative, Comfort

• Character, Collateral, Capacity

• Company, Customer, Competition

• Credit, Cash, Card

Credit can affect your ability to...

• Get a car

• Buy things at a store

• Buy a home

• Get a business loan

• Rent an apartment