When another’s personal information is used without their permission.

• Identity Theft
• Communication Fraud
• Credit Fraud
• Investment Fraud

Debt can be avoided through which of the following? 

• Frivolous spending
• Investing in high risk opportunities 
•  Budgeting finances
• Employer benefits 

A financial "fresh start" for an individual might be found through which of the following?

• Filing Chapter 1

• Filing Chapter 7

• Filing Chapter 17

• Filing Chapter 21

The person who owes money to someone else is the

• debtor

• creditor

• loser

• owebewon

You have not been able to pay the bank the payments you owe on your truck. Eventually, the bank will

• Make you file bankruptcy

• Call your mother

• Garnish your truck

• Repossess your truck

If you make a major purchase such as a car or boat, the item purchased will likely be held as ____ to protect the bank's loan to you.

• Collagen

• Collateral

• Collision insurance

• Prisoner

The highest possible credit score is

• 800

• 850

• 900

• 1000

Which of these debts is NOT discharged through bankruptcy filing in GA?

• Student loans

• Credit cards

• Car loan at the bank

• Your account at Home Depot

If you as an individual just need to restructure (reorganize) your debts so that you can make the payments, you would most likely file which of the following types of bankruptcy?

• Ch 7

• Ch 11

• Ch 12

• Ch 13