
Bus Found Chapter 14 - Banking
Authored by Nancy Harris
Business
9th - 12th Grade
Used 7+ times

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26 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which is best suited for saving money over a period of years?
certificate of deposit
checking account
demand deposit
mortgage loan
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Credit cards allow you to
spend only the amount in your account
borrow money for a short term
protect your checks from thieves
transfer money between accounts on-line
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which is not a problematic financial business?
savings and loan association
pawnshop
check cashing outlet
rent-to-own centers
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
The Federal Deposit Insurance Corp (FDIC) insures depositors against losing their money in case of a ____.
lost debit card
stolen paycheck
bank failure
death in the family
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Compared with commercial banks, credit unions generally offer ___.
higher interest rates on loans
fewer financial services
higher interest on savings
lower fees and loan rates
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
To earn high interest rates on a certificate of deposit (CD) , you much accept all of the following EXCEPT ___.
leaving money in for the term of deposit
complete a monthly bank reconciliation
pay a penalty when money is withdrawn early
deposit a minimum amount
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
In which kind of savings plan does the interest rate vary from month to month?
regular savings
certificate of deposit
money market
savings bond
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