Prolific Business Solutions

How long does a card holder have to dispute a transaction on their credit card statement?

• 30 days

• 3-6 months

• 1-3 months

• 1 year

What information, if added to a transaction, can lower the fees a business pays to accept a keyed in transaction?

• CVV (three digit code on the back)

• Address/ZIP code

• Tax exempt status (Business cards only)

• Invoice of PO# (Business cards only)

How long can a retail store or a medical office using Prolific expect to receive their credit card sales in their bank account?

• 2 weeks

• 1 week

• 5-7 days

• 2-3 days

How many calls does the average merchant receive from solicitors about their credit card processing?

• Twice a week

• Never

• Once a week

• Everyday

Is Square or Paypal the same as having a merchant account?

• It depends

• No

• Yes

Can a Prolific Merchant accept payments on their smartphone?

• Yes

• No

• For a small fee of $1000

• Only if it's an iPhone

What is the interchange rate?

• Wholesale rate that Visa and Mastercard charge everyone

• 2.5%

• Whatever Square and Paypal charge

• Whatever the business wants

What is the cheapest method for accepting debit and credit card transactions?

• Keying them in

• Swipe/Chip

• Recurring payments

• Apple Pay

What is a chip card?

• A Dorito

• Gift card

• Credit/Debit card with a Microchip in place of a magnetic strip

• The Outer Limits Fun Zone cards

Other services that Prolific offers besides processing credit and debit cards

• Custom gift cards

• Gateway services

• Point of sale systems

• Virtual terminals

• Much more!