Outbound

Some luxury cars are not insurable.

• True. If I have money to buy a Ferrari, I have money to pay for any damage that may occur.

• False, all models are insurable.

Red cars are more expensive to insure.

• True, red, orange and yellow cars are the most expensive to insure.

• False, the color does not influence the price.

Damage to my vehicle in an accident caused by running a red light is not covered.

• True, since I am at fault.

• False, I am always covered in these situations.

• Depends on whether I have collision coverage.

My insurance premium goes up when I am involved in an accident.

• True. Insurers look forward to this moment so that they can increase their premiums.

• It depends!

• False, accidents are not considered when setting premiums.

If I am injured as a driver in a car accident, I will receive compensation even if I am the one at fault.

• True, my private insurance provides financial compensation for injuries, damages and loss of income.

• True, if I added the Accident benefits coverage.

• False, I would only receive compensation if I was not at fault.

Canada is not an earthquake risk zone.

• False, on average 400 earthquakes occur in Eastern Canada each year.

• False, about 10 earthquakes are felt in Eastern Canada each year.

• True, there is no danger

After a night of drinking, my friend is the designated driver and he drives my vehicle home. If there is an accident and my friend is at fault, whose insurance company will pay for the damage to my vehicle?

• My friend's insurer, since he is at fault.

• Mine, first, if I have purchased collision coverage.

• The 2 insurers will share the bill equally.

«Acts of God» are risks covered by home insurance.

• Some natural disasters are covered by standards policies, while for others, I must purchase additional coverage.

• True, these risks are always covered.

• False, government assistance programs compensate for damage caused by natural disasters.

I am covered for earthquake risk by home insurance.

• Yes, automatically and for all damages.

• No, this coverage must be added to my insurance and most Canadians have it.

• No, this coverage must be added and a very small proportion of Canadians have it.

I have exceptionally lent my vehicle to my friend who had an urgent appointment. If he is involved in an accident, this claim will be recorded in the driving record of

• the owner of the vehicle, so me.

• the driver, so my friend, given he has his own insurance

• both of us.