F3 CH 3 CONSUMER MATHEMATICS (3.1 SAVING & INVESTMENT)

What is the meaning of saving?

Apakah maksud menabung?

• The process of putting money into a property

  Proses memasukkan wang ke dalam harta tanah

• The process of putting money to get the profit

  Proses meletakkan wang untuk mendapatkan keuntungan

• The process of saving money through a bank

  Proses menyimpan wang melalui bank

• The process of putting money into a commercial venture

  Proses memasukkan wang ke dalam usaha komersial

There are some common ways of saving in the bank except

Terdapat beberapa kaedah simpanan di bank kecuali

• Saving account

  Akaun simpanan

• Fixed deposit account

  Akaun simpanan tetap

• Shares

  Saham

• Current account

  Akaun semasa

Which account can be used for business purposes?

Akaun mana yang boleh digunakan untuk tujuan perniagaan?

• Current account

  Akaun semasa

• Saving account

  Akaun simpanan

• Fixed deposit account

  Akaun simpanan tetap

Account can be used as debit card except

Akaun boleh gunakan kad debit kecuali

• Fixed deposit account

  Akaun simpanan tetap

• Current account

  Akaun semasa

• Saving account

  Akaun simpanan

To make a payment to another party by cheque, the account holder must saving their money in which account?

Untuk membuat pembayaran kepada pihak lain dengan cek, pemegang akaun mesti menyimpan wang mereka di akaun mana?

• Fixed deposit account

  Akaun simpanan tetap

• Current account

  Akaun Semasa

• Saving account

  Akaun simpanan

• Unit trust account

  Akaun Amanah Saham

RM 780 is deposited with the interest rate of 2% per annum. How much is the interest earn for 1 year? 

RM 780 didepositkan dengan kadar faedah 2% setahun. Berapakah faedah yang diperoleh selama 1 tahun?

• RM 10.30

• RM 15.60

• RM 7.80

• RM 780

Tags

CCSS.7.RP.A.3

CCSS.7.NS.A.3

RM 1000 is deposited with the interest rate of 4% per annum. How much is the interest earn for 3 years?

RM 1000 didepositkan dengan kadar faedah 4% setahun. Berapakah faedah yang diperoleh selama 3 tahun?

• RM 40

• RM 100

• RM 120

• RM 30

Tags

CCSS.7.RP.A.3

Investors in real estate will receive returns in the form of..

Pelabur harta tanah akan mendapat pulangan dalam bentuk ..

• rent and capital gains

  Sewa dan Keuntungan modal

• dividends and bonus shares

  Dividen dan Syer bonus

• capital gains and bonus shares

  Keuntungan modal dan syer bonus

En. Zamani bought 12 000 units of unit trust with a total investment of RM7 800. Find the average cost per unit of the unit trust.

En. Zamani membeli 12 000 unit unit amanah saham dengan jumlah pelaburan RM7 800. Cari kos purata setiap unit unit amanah saham.

• RM0.65

• RM1.53

• RM1.54

• RM6.50

Tags

CCSS.6.NS.B.3

CCSS.6.RP.A.3

CCSS.6.NS.B.2

CCSS.6.RP.A.1

CCSS.6.RP.A.2

At the beginning of the year 2017, Mr. Goh bought 2000 units of Syarikat UNI Berhad shares at RM2.50 per unit. For the financial year that ended on 31 August 2017, the company announced a dividend of 6%. On October 2017,Mr. Goh sold all the shares he owned at RM3.00 per unit. Calculate the Return on Investment (ROI) obtained by Mr. Goh for that Year.

Pada awal tahun 2017, Encik Goh membeli 2000 unit saham Syarikat UNI Berhad pada harga RM2.50 seunit. Untuk tahun kewangan yang berakhir pada 31 Ogos 2017, syarikat mengumumkan dividen sebanyak 6%. Pada Oktober 2017, Encik. Goh menjual semua saham yang dimilikinya pada harga RM3.00 seunit. Hitung Pulangan Pelaburan (ROI) yang diperoleh oleh Encik Goh untuk Tahun tersebut.

• RM300

• RM1 300

• 6%

• 26%

Tags

CCSS.6.NS.B.3

CCSS.6.RP.A.3