Health Premia Product

What is the Room Rent Eligibility for 10Lac Sum Insured in Health Premia Policy

• Single Private A/C Room

• Covered upto SI

• Covered upto SI except Suite and above Category

• None of the above

What is the Room Rent Eligibility for 1Cr Sum Insured in Health Premia policy

• Covered upto SI

• None of the above

• Covered upto SI except Suite and above Category

• Single Private A/C Room

What is the Coverage Limit for Pre & Post Hospitalisation Expenses in Health Premia Policy

• 90days & 180days

• 30days & 60days

• 60days & 180days

• 60days & 90days

What is Zone 1 Coverage in Health Premia Policy

• All India coverage with 20% co-pay if treatment taken in Delhi NCR, Mumbai (including Thane & Navimumbai), Kolkata & Gujarat

• All India coverage with no co-pay

Maternity is covered Under which combination in Health Premia product

• Individual, Family Floater & family First

• Family Floater & family First

• Individual , Family First

What is the Waiting period for availing Maternity benefit

• 24months

• 48month

What is Loyality Addition in Health Premia Policy

• Increase in SI @ Renewal by 10% max. Upto 100% if No claim

• Increase in SI @ Renewal by 20% max. Upto 100%

• Increase in SI @ Renewal by 10% max. Upto 100% irrespective of Claim

What is Enhanced Loyality benefit

• Increase in SI @ Renewal by 20% max. Upto 200% irrespective of Claim

• Increase in SI @ Renewal by 10% max. Upto 100% irrespective of Claim

• Increase in SI @ Renewal by 10% max. Upto 100% if No claim

• Increase in SI @ Renewal by 20% max. Upto 200% IF NO Claim

How Refill benefit work in Health Premia Policy

• Triggered Only Once in a Policy Year can be utilised multiple times

• If Full or Partial SI Exhausted

• Can avail for Same person same Illness

• All are correct

Emeregency Assistance services within India is can be reimbursed

• Yes

• No. Only CashLess