OVHC Induction Quiz 4

On Standard Working Cover, am I covered for the cost of a tooth extraction in hospital?

• Yes, I am fully covered.

• No, this is not included on Standard cover

• The cost of the tooth extraction is not covered; however the Hospital accommodation and theatre fees will be covered.

What room accommodation are OVHC members covered for?

• Private Rooms only

• Shared Rooms only

• Private and Shared Rooms

• Rooms are not covered in the hospital.

If I have chosen a single Standard Workers cover with an excess, how much excess do I need to pay per year, if I am admitted into hospital?

• $250

• $1000

• $750

• $500

A new member calls to take cover for a 600 visa today, when will we advise the policy will commence?

• There is a 14 day lapse, so the start date will be two weeks from today.

• Immediately, as long as a payment has been received.

• The policy can be backdated to whatever date they want.

• We do not cover visa 600.

If a member called to cancel the policy on the 15th March 2021 and was paid up to the 17th April 2021 are they entitled to a refund?

• No

• Yes

• Only if they ask nicely.

• Refunds are not applicable for backdated terminations.

How far would we backdate a transfer from another fund to us?

• 60 days

• We will not backdate any policies.

• 30 days

• 7 days

If I had an old Visitors Plus policy, what is the maximum benefit for Repatriation?

• $5,000

• $20,000

• Repatriation is not covered on the Old Visitors Plus

• $10,000

If I’m the DD payer for a 600 visa, can I stop the direct debit AND terminate over the telephone?

• No, as I am not the Auth, I cannot complete either over the phone.

• I can only complete the termination over the phone.

• Yes, I can complete both over the phone.

• I can only stop the DD, I cannot terminate the policy.

If a Non Auth called to change the start date of the policy for his dad, who hasn’t arrived in Australia yet, can he make the change?

• No, as he is not Authorised.

• Yes, as the member hasn't arrived yet, he has authority until the member arrives.

• We cannot change policy start dates.

If my direct debit pays my policy up to the 30th November, what date will my next payment be taken?

• 1st December

• 31st November

• 28th November

• 30th December