Financial Planning

I can be purchased at local banks and credit unions or other financial institutions and can be started with just a small amount of money. I earn interest and am readily available if needed for an emergency. My interest rates are lower, but I am insured by the government.

• Stocks

• Insured Savings Account

• Mutual Fund

• CD

I can be purchased at banks or other fincancial institutions and am issued for a variety of amount and lengths of time. Once you invest in me your money is not readily available, so a penalty will be assessed if you withdraw early. I do have higher interest rates, though. The longer period of time until my maturity, the higher the rate.

• Annunity

• Bond (common)

• Futures Contract

• CD

I am issued through corporations and local governments. I am a certificate of debt that promises payment of interest on specified dates and payment of original investment upon maturity. I have a higher interest rate that others. My value depends upon the financial well-being of the corporations or agency in which I was purchased.

• Bond (common)

• Annuity

• Treasure Bond

• Stock

I am a diversified investment that is managed professionally. When you invest in me, you invest in several different companines, allowing individuals to pool their money to meet various investment objectives. You can keep tabs on me in the newspaper as my values does fluctuate. With me, th potential for large returns exists, but earning are not guarenteed.

• Treasury Bond

• Annuity

• Futures Contract

• Mutual Funds

I am issued by an insurance company. I have higher interest rates than some of my counterparts. Watch out, though! If money is withdrawn from me early, a penalty will be assessed.

• Insured Saving Account

• CD

• Annuity

• Mutual Fund

I am issued by the US Treasury Department in amounts of $1000 to $1 million for periods of 30 days to 5 years. I am riskier than my counterpart because my value will fluctuate based on interest rates if sold before maturity. The longer my lifetime, though, the greater the interest rate.

• Bond (common)

• Stocks

• Mutural Fund

• Treasury Bond

I am a contract for the purchase and sale of commodities in the future. I am traded on the commodities exchange. Speculating with me by buying and selling is risky, but the reward can be great. However, there is always the chance of no profit and maybe even a loss.

• CD

• Futures Contract

• Stock

• Annuity

I am readity avaiable for purchase through most finacial institutions and even payroll deductions. I am purchased at an amount less than the face value and grow to face value at my specified maturity date. My interest rates are lower than my counterparts, but I am guarenteed by the government.

• Mutual Fund

• Stocks

• Bond (US Savings)

• Insured Savings Account

I represent a share of ownership of a company. My price may increase or decrease depending on the success of my company. I am a very risky investment, but can have great financial reward if managed carefully.

• Treasury Bond

• Mutual Fund

• Annuity

• Stock