Banking Services

Checking Account

• A check is paid on your behalf out of a bank's account after you transfer money from your personal account.

• A secure place to store money that allows daily access to your cash for any transactions (i.e. paying bills, making purchases, etc.) you might need to complete

•  A document issued by a post office, bank, or convenience store ordering payment of a specific sum of money to an individual or business. 

•  A card linked to a checking account can be used to withdraw money and make deposits at an ATM and make purchases at merchants.

Certificate of Deposit

(CD)

•  A bank account in which you agree to keep the money for a specified period of time, usually anywhere from three months to several years

• A secure place to store money that allows daily access to your cash for any transactions (i.e. paying bills, making purchases, etc.) you might need to complete

•  Allows you to have funds electronically transferred into your accounts.

•  A form of electronic money transfer

Money order

• Allows an individual to access their financial accounts through a web browser on their mobile device such as cellular phone.

•  A way to set up recurring transfers from your bank account to an institution to whom you owe money

• A way to pay another individual or to receive money from another individual

•  A document issued by a post office, bank, or convenience store ordering payment of a specific sum of money to an individual or business. 

Cashier's Check

•   A secure box which you may rent at your bank to store important documents

• A check is paid on your behalf out of a bank's account after you transfer money from your personal account.

• A check paid out of your account for which the bank provides verification that you actually have those funds available.

•  A card linked to a checking account can be used to withdraw money and make deposits at an ATM and make purchases at merchants. 

Certified Check

•  Allows you to have funds electronically transferred into your accounts.

•  A deposit is made directly into your account by the payer without the use of a check or deposit slip.

•  A form of electronic money transfer

• A check paid out of your account for which the bank provides verification that you actually have those funds available.

Debit (ATM) Card

•  A card linked to a checking account can be used to withdraw money and make deposits at an ATM and make purchases at merchants. 

•  Allows you to have funds electronically transferred into your accounts.

•  A form of electronic money transfer

•  A way to set up recurring transfers from your bank account to an institution to whom you owe money

Electronic Funds Transfer

•  A deposit is made directly into your account by the payer without the use of a check or deposit slip.

•  A secure box which you may rent at your bank to store important documents

•  Allows you to have funds electronically transferred into your accounts.

• A way to pay another individual or to receive money from another individual

Direct Deposit

• A way to pay another individual or to receive money from another individual

•  A way to set up recurring transfers from your bank account to an institution to whom you owe money

• Allows an individual to access their financial accounts through a web browser on their mobile device such as cellular phone.

•  A deposit is made directly into your account by the payer without the use of a check or deposit slip.

Wire Transfer

• A way to set up recurring transfers from your bank account to an institution to whom you owe money

• Allows an individual to access their financial accounts through a web browser on their mobile device such as cellular phone.

•   A secure box which you may rent at your bank to store important documents

• A form of electronic money transfer

Mobile Check Deposit

•  A deposit is made directly into your account by the payer without the use of a check or deposit slip.

• Allows an individual to access their financial accounts through a web browser on their mobile device such as cellular phone.

•  Allows you to have funds electronically transferred into your accounts.

•  A card linked to a checking account can be used to withdraw money and make deposits at an ATM and make purchases at merchants.