Quiz_Learners Month_BSLU_Mumbai

Which of the following product is not covered under Digital Lending Platform Phase -I

• Car Loan

• Home Loan

• Person Loan

• Education Loan

• LABOD/ODBOD

1. Facility of Loan against FD can be availed digitally on which of the following platforms:

• Baroda Connect

• BOB World

• Both of them

• Bank’s website

What is the maximum amount of Pre approved Micro Personal Loan can be availed through BOB world/Offline mode:

• Rs. 10,000

• Rs. 50000

• Rs. 1,00,000

• None

1. A customer is having an on line Fixed Deposit of Rs. 7,50000/- . What is the maximum amount of Loan he can get through BOB world against this FD (85%)?

• Rs. 6,37,500

• Rs. 7,12,500

• Rs. 7,50000

• Rs. 7,00,000

1. How Branches get benefited from the Digital Lending Platform:

• it enables the applicant to avail In - Principle Sanction

• in - principle sanctions’ cases, automatically flow to the LLPS

• The documents ITR, Bank Statements, Bureau Report, Scoring Sheet, CAM also flow to LLPS

• It improves the TAT for actual sanction/disbursement of loan

• All

1. For Loan applied through DLP, What activities need to be performed at branch for processing of application in the LLPS?

• The activities related to due diligence

• Pre sanction visit

• Legal Valuation to be conducted

• All

1. What is the maximum tenor for Personal loan ‘In Principle sanction’ through Digital Lending Platform?

• 24 months

• 60 months

• 36 months

• none

What is the maximum tenor for Pre-approved Micro Personal loan ‘In Principle sanction’ through Digital Lending Platform?

• 24 months

• 60 months

• 36 months

• 18 months

What is the maximum tenor for Pre-approved Mini Personal loan ‘In Principle sanction’ through Digital Lending Platform?

• 24 months

• 60 months

• 36 months

• 18 months

What is the maximum Loan amount can be sanctioned under Pre-Approved Mini Personal Loan through DLP

• 2 Lacs

• 5 Lacs

• 50,000

• 1 Lac