Overdraft

What is an overdraft?

• The customer does not have enough money

• The customer have enough money

• The customer does not have enough checks

• None of the above

Protect your account with a secondary checking account, savings, money market accounts , credit cards or line of credits

• Overdraft Coverage

• Overdraft Protection

• Overdraft Item

• Overdraft balance threshold

The customer is able to Opt in to avoid declines on their everyday one-time debit card transactions or ATM withdrawals when they have insufficient funds

• Overdraft Coverage

• Overdraft Protection

• Overdraft Item

• Overdraft balance threshold

The Bank lends you the money so that you can complete your transaction but you have a fee.

• Overdraft Coverage

• Overdraft Protection

• Overdraft Item

• Overdraft balance threshold

----> The Bank doesn’t lend money for Checks and ACH transactions and the customer will have a fee.

• Low Cash Mode

• Overdraft protection

• Overdraft Item

• Returned Item

How much is the fee you pay if you have overdraft coverage?

• $26

• $16

• $36

• $46

How much time do you have to bring the available balance to $0 to avoid the fee?

• One business day

• 24 hours

• Between 24 and 27 hours

• Two Business day

if you have an Overdraft of $5.00 do you pay a fee?

• 
• 

The meaning of ACH transactions is an electronic transaction and automatic transaction.

• 
• 

Do you think Anderson is the best trainer?

• Yes

• yes