
Personal Finance Test
Authored by Nicholas Ward
Social Studies
12th Grade
Used 12+ times

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20 questions
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1.
MULTIPLE CHOICE QUESTION
10 sec • 1 pt
Getting control of what you spend or ______ wil prevent a downward spiral into debt that may take decades to overcome.
Financing
Budgeting
Saving
Applying for a loan
2.
MULTIPLE CHOICE QUESTION
10 sec • 1 pt
An orgnization that channels savings to investors?
Non- Profit
Commercial Bank
FDIC
Financial Organization
3.
MULTIPLE CHOICE QUESTION
10 sec • 1 pt
The most common and safest financial institution
Credit Unions
Investment Banks
Commercial Banks
Finance Companies
4.
MULTIPLE CHOICE QUESTION
10 sec • 1 pt
Financial institutions pay customers a percentage of the money that customers deposit into an account. The payment for keeping this money in an account is called?
Interest
Mutual funds
Deposit
Securities
5.
MULTIPLE CHOICE QUESTION
10 sec • 1 pt
An independent agency of the federal government who deal with insuring the money held in bank accounts.
Stockholders
Investment firms
Shareholders
FDIC
6.
MULTIPLE CHOICE QUESTION
10 sec • 1 pt
Not- for- profit banks that have been organized for a specific group of people
Commercial Banks
Finance Companies
Credit Unions
Investment Firms
7.
MULTIPLE CHOICE QUESTION
10 sec • 1 pt
These financial institutions make loans directly to consumers who want to pay for large items—such as vehicles or appliances?
Life Insurance Companies
Finance Companies
Investment Firms
Investment Banks
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