The money that is taken out of your checking account either physically or by check or debit card payment.

• outstanding balance

• endorsement

• stop payment

• withdraw

Your income or pay before taxes and deductions.

• net income

• gross income

• salary

• "bank!"

Signature on the back of a check.

• endorsement

• outstanding balance

• withdrawal

• debit card

A ______ is something that is necessary for survival in our current society.

• Need

• want

You _______ your account when you write checks/make payments for more money than you have in the bank.

• debit card

• service fee

• overdraw

• deposit

What is something you really would like to have but it's not necessary.

• Need

• Want

Which is true about debit cards?

• It's like a check but comes out of your account automatically.

• It's more convenient than a check.

• You can use your PIN number to make purchases.

• All of the above.

Which category in your budget should have the most flexibility to be left in or taken out?

• Needs

• Wants

• Savings

• None of these

You have $100 in your bank account. You receive $200 for your birthday. You buy a pair of shoes for $50. What is your new balance in your account?

• $225

• $250

• $375

• $100

Budgets are designed to...

• Manage your credit cards

• Plan your vacations

• Outline your spending and savings

• Help keep your finances in order