Identity Fraud and Credit Impact

Thieves can access personal information by

• diverting your mail

• stealing financial records

• hacking a computer

• all of the above

When someone tries to gain personal information through email it is called

• fishing

• stealing

• phishing

• hacking

An intentional effort to deceive another individual for personal gain is called

• fraud

• theft

• kidnapping

• robbery

A type of fraud that occurs when one's personal information is used without permission

• Communications

• Hacking

• personal theft

• Identity theft

Leave the back of your credit & debit cards blank is a way to protect your personal information.

• True

• False

Shredding documents before trashing them is a way to protect your personal information.

• True

• False

Keeping your social security card with you at all times is a way to protect your personal information.

• True

• False

Match the way fraud may occur in the scenario: A scammer uses information that was carelessly discarded in the trash.

• Computer

• Skimming

• Phishing

• Stealing

• Diverting mail

Consumers should access each of their three credit reports at least once per year.

• True

• False

What is included under credit history on a credit report?

• Date of birth

• Late payments