Which of the following can be considered an important part of time management?

• Keeping papers in a binder with dividers for each class.

• Thinking about how much time to spend on each task, and in what order they should be done.

• Highlighting times on a calendar.

• Timing how long it takes to finish assignments and take quizzes.

Which item is NOT part of a college application?

• Letter of reference from people who have worked with you in the past.

• Personal essay and high school grades.

• Financial aid application/FAFSA form.

• Application form and any fees.

A savings account that compounds interest daily will earn a higher return than a savings account that pays simple interest daily.

• TRUE

• FALSE

What do you need in order to fill out your 1040 form?

• Your W-2

• Your routing and bank account number

• A record of any other supplemental income

• All of the above

A positive return on investment for higher education is achieved when ________________.

• you receive a substantial scholarship and discounts on tuition

• your potential earnings exceed the cost of your education

• you secure a job after graduation

• the costs of higher education are lower than expected

Jobs and careers that require degrees or certificates generally ______ jobs that require little or no training.

• earn about the same amount of money

• have fewer responsibilities

• earn more money than

• earn less money than

What is the 'sticker price' for higher education?

• The price of tuition broken down into monthly payments.

• The costs of each class broken down by how much each credit is worth.

• The analysis of how much you will pay after scholarships and grants have been accepted.

• The price of attendance including tuition, room and board, books and other costs.

How can attending a community college help create a positive return on investment for higher education?

• It can extend your studies by two years.

• You spend less money in the first 2 years and then transfer to a 4-year institution.

• Since community colleges are intense, they cover all 4 years of college in 2 years.

• Community colleges generally charge less money for their books.

What do you need to submit in order to access need-based federal aid and federal loans?

• Credit report application

• The financial aid application at your institute of higher education

• The FAFSA

• Financial aid application at your high school

What should you consider to determine if you can afford to attend a higher education institution?

• Tuition costs, scholarships, and grants.

• Cost of Attendance (COA) and loan costs.

• Cost of Attendance (COA) and financial aid.

• Terms of work-study offers.