Financial Wellness

"I'm broke" is an example of what type of mindset?

• Negative

• Growth

• Fixed

• Positive

In the 50/30/20 budgeting rule, what does the 30 represent?

• Needs

• Wants

• Savings

• Retirement

Which of these is NOT used to calculate your credit score

• Amount owed

• Payment history

• Number of soft inquiries

• Length of credit history

How much should you have in your emergency fund?

• 1 year of living expenses

• 2 weeks of living expenses

• 1 month of living expenses

• 3-6 months of living expenses

Where can you check your credit score?

• Creditbureau.gov

• Myficocreditscore.com

• Annualcreditreport.com

• Creditreportscore.com

Which of these is NOT part of your "needs"?

• Going out

• Rent

• Transportation

• Food

Your friend asks themselves "How can I afford this?" This is an example of which type of mindset?

• Fixed

• Negative

• Positive

• Growth

What is the first step in creating a budget is?

• Categorize your spending

• Assess your spending habits

• Set up a savings fund

• Cut all unnecessary expenses

Savings can help you reach all of your financial goals EXCEPT...

• Purchasing a home

• Loan repayment

• Buying a car

• Repairing your credit

Which of these is NOT one of the credit bureaus?

• Credit Karma

• TransUnion

• Equifax

• Experian