The First of the 5 Foundations is

• Build Wealth & Give

• Save a $500 Emergency Fund

• Get a low-interest Student Loan

• Lease a car

The best way to control your cash flow (where your income goes) is:

• Obtain a low-interest Student Loan

• Get the extended warranty

• Name every dollar using a budget

• Sell your brother's guitar

You should create a budget...

• then reassess it every month or pay period

• only when you have a salaried job

• every January 1 as a New Year's resolution

• only when you graduate from college

Proverbs 22:7 warns us that...

• The poor will always be with us

• The rich man has many children

• The poor man rules over the rich

• The rich man rules over the poor

Proverbs 22:7 also warns us that

• The poor will always be with us

• Slavery is the rich man's fault

• The Borrowers is a great book

• The borrower is slave to the lender

A typical credit card annual interest rate [APR]...

• 5% APR

• 24.75% APR

• 3% APR

• 6% APR

Student loans

• can NOT be discharged in bankruptcy

• can be forgiven with good enough grades

• are the only way to pay for college

• don't have to be repaid

As a consumer (buyer) you should always be

• rich

• happy

• aware

• hungry

"It's my lifestyle! I deserve it" =

• the gospel truth

• a sales pitch

• our class verse

• Chapter 1, lesson 2

Before I respond to marketing, I ask myself:

• Do I deserve this?

• Have I paid rent yet?

• Why shouldn't I look good?

• Did I plan to buy this? Can I afford it?