Click to Protect Life and QPS HDFC Life

Mr. Diwekar will be retiring from his employment with a public sector company in ten year's time. He lives with his wife and has no children. Along with providing for the financial security of his wife, he would also like to supplement his pension post retirement. Which option of Click 2 Protect Life will you pitch to him? Select the correct answer from the list below.

• Life Protect option

• Income Plus option

• Extra Life option

• Life and Critical Illness Rebalance option

Mr. Ali is a sales representative and has to travel to many meetings and conferences. He wants to know if he can get accidental death benefit under the Click 2 Protect Life plan. Which plan option should he select to get this benefit? Select the correct answer from the list below.

• Life Protect option

• Income Plus option

• Life and Critical Illness Rebalance

• 3D Life option

Ms. Pai wants to purchase a Click 2 Protect Life plan with the Life Protect option, to provide financial security to her parents who live with her. She asks if she can get life cover for the whole of her natural life. Is this coverage available under the chosen option? Select the correct answer from the list below.

• Yes, whole life coverage is available under the Life Protect option

• No, whole life coverage is not available under the Life protect option

Mr. Chauhan lives with his wife who is a homemaker, and his son who is working. He wants to buy a term plan that will give a lump sum benefit to his wife in his absence. He is not looking for any other additional benefits besides life cover, as he has planned for other needs. Which option of Click 2 Protect Plus would you recommend to meet his need? Select the correct answer from the list below.

• Income Plus option

• Life and Critical Illness Rebalance option

• Life Protect option

• Income Replacement option

Ms. Dayal has decided to buy the Click 2 Protect Life plan with Income Plus option. She wants to confirm the income benefit she will receive and from when she will start receiving the amount. Which of the following shows the correct income benefit? Select the correct answer from the list below.

• Annual payout of 1.5% of the basic sum assured is payable from policy anniversary following age 60 years, until death or maturity whichever is earlier

• Quarterly payout of 0.5% of the basic sum assured is payable from policy anniversary following age 65 years, until death or maturity whichever is earlier

• Monthly payout of 0.1% of the basic sum assured is payable from policy anniversary following age 60 years, until death or maturity whichever is earlier

• Monthly payout of 0.5% of the basic sum assured is payable from policy anniversary following age 65 years, until death or maturity whichever is earlier

A customer who wants to take the Income Benefit on Accidental Disability rider can get it with all the plan options of Click 2 Protect Life. Identify if the above statement is true or false.

• True

• False

To opt for a package protection of ₹75 lakhs under the Quick Protect Solution by HDFC Life, a prospect needs to go for medicals and share financial documents. Identify if the above statement is true or false.

• True

• false

Ms. Rubina, age 35, runs a chain of fitness centres across the city. She wants to opt for multiple policies under Quick Protect. Can she do so? Select the correct answer from the list below.

• Yes, it will ensure proper financial protection

• No, she can be given only one policy

• She can opt for two policies

• She can opt for many policies, provided she pays her premiums

Which are a sum assured options a prospect can choose from in Quick Protect? Select the correct answer from the list below.

• ₹ 75 Lakhs

• ₹ 1 Crore

• ₹ 1.25 Crore

• Any of these

Is QPS plan available for NRI customers?

• Yes

• Yes If NRI customer has Bank Account in India

• No

• This plan is available for PIO/OCI/NRI