Redlining

According to the passage, what is redlining?

• The discriminatory lending practice based on race and ethnicity.
• The discriminatory lending practice based on age and gender.
• The practice of lending money to low-income communities.
• The practice of lending money to high-risk communities.

When did redlining start?

• During the housing crisis of the Great Depression in the 1930s.
• During World War I.
• After the 1968 Fair Housing Act.
• During the Civil Rights movement.

What was the impact of redlining on Black families?

• It denied them access to mortgages and stunted opportunities to build wealth.
• It helped them build wealth and pass it down to future generations.
• It provided them with high-quality housing options.
• It had no impact on Black families.

What is the purpose of the Community Reinvestment Act passed in 1977?

• To help prevent redlining
• To help prevent reverse redlining
• To help prevent gentrification
• To help prevent discrimination in the workplace

Who were most likely to be redlined?

• Black inner-city neighborhoods
• Middle and upper income African Americans
• White inner city neighborhoods
• Lower income white borrowers

When was redlining outlawed?

• 1968.0
• 1934.0
• 1977.0
• It has never been outlawed

What is the primary way that Americans pay for public schools?

• Property taxes
• Income taxes
• Sales taxes
• Estate taxes

Why did people who lived in redlined areas have difficulty buying or refinancing homes?

• Discrimination made it difficult to buy or refinance homes.
• They were more likely to default on their mortgages.
• City services became unreliable in redlined areas.