Homeowners & Renters Insurance Quiz

Are the following covered by homeowners insurance? Sewer backups, Earthquakes, Flooding, Mold, and Pest Control

• Yes, they are covered

• No, they are NOT covered

Are the following covered by homeowner's insurance? Fire, Storms, Hail, Injuries, and Theft?

• Yes, they are covered

• No, they are NOT covered

protection for destroyed or stolen personal property for a renter

• Renters insurance

• Umbrella insurance

• Liability coverage

• Homeowners Insurance

optional extended liability coverage that can be added to auto and homeowner's policies

• Dwelling coverage

• Umbrella insurance

• Renters insurance

• Liability coverage

protection for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property

• Loss of use coverage

• Homeowners insurance

• Umbrella insurance

• Renter Insurance

This covers additional living expenses - like the cost of a hotel - if you're unable to live in your home while it's being repaired

• Loss of use coverage

• Liability coverage

• Homeowners insurance

• Dwelling coverage

This covers the structure of your home, including the roof, walls, floors, and any other part of the structure

• Loss of use coverage

• Dwelling coverage

• Liability coverage

• Umbrella insurance

Your policy covers your personal belongings if they are damaged, destroyed, or stolen.

• Personal property coverage

• Liability coverage

• Umbrella insurance

• Dwelling coverage

This protects you from legal liability of property damage or bodily injury

• Dwelling coverage

• Liability coverage

• Umbrella insurance

• Loss of use coverage