Where do banks get money to lend out?

• From dog walking businesses

• From neighbors and friends

• From people's accounts

• From piggy banks

What do financial institutions charge people who borrow money?

• Checking account fee

• Interest fee

• Lender's fee

• Repair charge

What do people give up when they save money?

• Opportunity to buy things now

• Room with a view of the lake

• Sailing lessons with a professional

• A seat next to a cousin at dinner

Why do people choose to put their money in an account at a financial institution?

• Enjoy visiting them

• Large building

• Safe place

• Well decorated

Why do people borrow money from banks?

• To buy books and music

• To buy large items like cars

• To go to a fancy restaurant

• To hide in their mattresses

What does Miranda do once a month with the money she saves in her piggy bank?

• Buys gifts for Manuel

• Deposits it in her savings account

• Gives it to her brother

• Pays rent to her aunt and uncle

Which of these strategies for saving money involves making a note of how much money to save each week?

• Chart

• Earning

• Free fun

• Visualize

What does it mean that a savings goal is an incentive?

• It creates a place to save money.

• It gives people a reason to spend more money now.

• If offers people space to work.

• It encourages people to spend less money now.

Some people set aside a small amount of money each month. What unexpected things can this help deal with?

• Cell phone bills

• Electricity bill

• Emergencies

• Groceries

Which of these is a financial institution?

• Animal shelter

• Community center

• Credit union

• Grocery store