Smart Guaranteed Pension

Under which plan option of Smart Guaranteed Future, the morbidity benefit (Critical Illness (CI) or Accidental Total Permanent Disability (ATPD)) is offered?

• Annuity Option 1

• Annuity Option 2

• Annuity Option 3

• Annuity Option 4

What is the Maturity benefit payable under Smart Guaranteed Future?

• Sum Assured at Maturity + Guaranteed Yearly Additions

• Sum Assured at Maturity + Bonus

• Guaranteed Sum Assured at Maturity

• Maturity benefit is Not Applicable in Smart Guaranteed Future

What is the Minimum Entry Age  (Last Birthday) under Smart Guaranteed Pension?

• 18 Years

• 20 Years

• 30 Years

• 40 years

What is the Maximum Entry Age (Last Birthday) under Smart Guaranteed Pension?

• No Limit

• 55 Years

• 75 Years

• 80 Years

What is the Premium Payment Term (PPT) available under Smart Guaranteed Pension?

• 10 to 25 Years

• 4 to 10 Years

• 5 to 15 Years

• 4 to 15 Years

Which of the following Deferment Period is not available under Smart Guaranteed Pension?

• PPT years

• PPT + 3 years

• PPT + 5 years

• PPT + 10 years

Mr Rkeash Bhargav has opted for Annual Mode of Premium Payment. Can he change the Mode of Premium Payment during the Policy Term?

• Yes

• No

Mrs Kavita Goel has opted for Annual Mode of Annuity Payment. Can she change the Mode of Annuity Payment during the Policy Term?

• Yes

• No

When should the Survival Certificate be submitted by the Annuitant in Smart Guaranteed Pension?

• Every year at least 30 days prior to the Policy Anniversary date but not before 60 days prior to such date.

• Every year at least 15 days prior to the Policy Anniversary date but not before 60 days prior to such date.

• Every year at least 30 days prior to the Policy Anniversary date but not before 60 days prior to such date.

• Every year at least 10 days prior to the Policy Anniversary date but not before 60 days prior to such date.

From when would the annuity become payable in Joint Life Annuity with Return of Premiums?

• Post Deferment Period

• Post PPT irrespective of the Deferment Period

• From Annuitant attaining 60 Years of Age

• From Annuitant attaining 50 Years of Age