C2P Super

What are the plan options in Click 2 Protect Super

• Life

• Life Plus

• Life Goal

• All the three

life option in Click 2 Protect Super under option A offers

• Level cover through out the term

• Increasing cover

• Reducing cover

life option in Click 2 Protect Super under option B offers

• Equal to 100% of SA,during the 1st 5 policy years

• Then a simple increase of 10% after

  every 5 years

• subject to a cap of 200% of 1st year SA

• All the three

life option in Click 2 Protect Super under option C offers

• Equal to 100% of SA in the 1st policy year

• Then a simple increase of 5% every subsequent

  year,

• subject to a cap of 200% of 1st year SA

• All three

What is meant by Terminal Illness Benefit in Click 2 Protect Super

• Life assured is diagnosed as suffering from a condition which,

  in the opinion of two independent medical practitioners’ specializing in treatment of such illness, is highly likely to lead

  to death within 6 months.

• The terminal illness must be diagnosed and confrmed by medical practitioners registered with the

  Indian Medical Association

• The Company reserves the right for independent

  assessment.

• All three

Life Plus option in Click 2 Protect Super offers

• The policyholder is covered for death benefit,

• Accelerated in the case of diagnosis of

  terminal illness.

• An additional amount will be payable in case of accidental death during policy term.

• All three

How does Life Goal Option in Click 2 Protect Super work

• The sum assured payable on death would vary with the policy year

• In initial policy years life cover will remain same.

• Life cover would reduce post the Level Cover Period as per Amortization Rate

• All three options

What are the conditions for Return of Premium (ROP) option in Click 2 Protect Super

• Can be offered in Life and Life Plus option

• All policy terms between 10 and 40 years for Single, Regular and 5 Pay.

• All policy terms between 15 and 40 years for 8, 10 and 12 Pay.

• All three

How does Spouse Cover Option in Click 2 Protect Super work

• In the event of unfortunate death of the Life Assured, the sum assured on death will be paid out to nominee

• Any future premiums, if payable under the contract, shall be waived off

• This spouse cover will be in addition to the death benefit payable on the life assured’s

  death.

• All three

Can policyholder choose to convert the outstanding regular premiums into any

limited premiums period in Click 2 Protect Super

• Yes

• No