Healthcare 101

_____ It is an arrangement with an insurance company that can help you afford the cost of healthcare services?

• Medical Insurance

• Dental Insurance

• Life Insurance

• Car Insurance

_____ is employer-based insurance.

• Individual Health Insurance

• Medical Health Insurance

• Government-Sponsored Health Insurance

_____ are paid upfront by the member/patient at the time services are rendered.

• Copay/Copayment

• Deductible

• Coinsurance

• Out of Pocket

_____ is a portion of the medical cost after your deductible has been satisfied.

• Copay/copayment

• Deductible

• Coinsurance

• Out of Pocket

_____ is the most of you could pay for covered medical expenses in a year.

• Copay/copayment

• Deductible

• Coinsurance

• Out of Pocket

_____ is the amount you pay each year for most eligible medical services or medications before your health plan begins to share in the cost of covered services.

• Copay/copayment

• Deductible

• Coinsurance

• Out of Pocket

_____ The list of medical services, equipment or supplies that is reimbursable by a member’s health insurance program.

• Benefit

• Provider

• Member

• Broker

_____ is a term used for health professionals, hospitals, and others specialized health care services who provides health care services.

• Benefit

• Provider

• Member

• Broker

_____ a type of provider that has contract with the member’s insurance policy.

• Out of Network/OON

• In Network/INN

• Cross border Referral

_____ a type of provider that has no contract with the member’s insurance policy.

• Out of Network/OON

• In Network/INN

• Cross border Referral