Msme policy

No case should be taken over by a bank from any bank where any of its ED or MD has worked earlier. For taking over these proposals Board approval is required. This clause is not applicable to MSME loan up to Rs

• 2cr

• 3cr

• 4cr

• 5cr

For credit risk rating CBI 1 to CBI 7 the periodicity of review is

• 3 months

• 6 months

• 9 months

• 12 months

As per MSME policy upto 1 Cr the Benchmark Current Ratio is

• 4:1

• 3:1

• 1:1

• 1.10: 1

Method used for Assessment of Working Capital Upto 5 Cr

• Turnover

• MPBF

• Cash Budget

• WDV

Turn around Time for Micro and Small loan upto 5 Lakhs

• 45 days

• 30 days

• 15 days

• 10 days

WHAT IS THE OUTLOOK FOR THE GEMS AND JEWELLERY INDUSTRY

• POSITIVE

• NEUTRAL

• NEGATIVE

• NONE

WHAT IS THE LENDING POWER OF SCALE 2 IN MSME

• 100 LAKHS

• 10 LAKHS

• 35 LAKHS

• 50 LAKHS

IT IS MANDATORY TO EXTEND COLLATERAL FREE LOANS UPTO

• 25 LAKHS

• 10 LAKHS

• 30 LAKHS

• 50 LAKHS

•Hurdle Rate: -For MUDRA – SHISHU loans HURDLE RATE should be above ____; -For MUDRA- KISHOR & TARUN loans HURDLE RATE should be above ___

• 50,50

• 50,30

• 20,20

• 20,50

The Outlook will be treated as Neutral till the Exposure to any Industry reaches to Rs _____ Crores

• 1000 crores

• 1500 crores

• 500 crores

• 300 crores