Insurance review part 2

I’m the one you call when you cause damage to other people and vehicles. I protect others… against you in case an accident is your fault (which protects you… in your wallet). But I won’t pay for any damage to your car or body.I am… (a)  

• Liability
• Collision
• Comprehensive
• Personal Injury
• Uninsured Coverage

I’m the best friend of new and/or expensive cars, since repairing even small damage can be incredibly costly. Did I mention that the damage doesn’t even have to be from an accident with another driver? Nope! If you hit an animal, or your car is stolen, or a tree falls on it, I’ve still got you covered! (But read my fine print because there are a few cases I won’t cover).I am… (a)  

• Liability
• Collision
• Comprehensive
• Personal Injury
• Uninsured Coverage

this will pay for bodily injuries/hospital bills

• comprehensive insurance
• personal injury protection

protects you if you get into an accident and the person who caused it DOESN'T have insurance

• liability insurance
• uninsured/underinsured motorist protection

If Jack has a $500 deductible and is in an accident that causes $5000 in damage, how much does the insurance company pay?

• $4000
• $5500
• $6000
• $4500

Which of these is the CA state minimum auto insurance liability coverage?

• $5k/$15k/$5k

• $15k/$30k/$15k

• $15k/$30k/$5k

• $150k/$300k/$50k

If your vehicle is stolen, which coverage would provide you a check for the value of your car?

• Collision

• Comprehensive

• Uninsured Motorist

• Liability

There are several options to pay for insurance. What are they?

• pay every month is the only option

• pay every week, every month, every 3 months

• pay every 6 months, pay for 2 years, or pay every 5 years

• pay every month, pay for 6 months, or pay for a year

Which isn't allowed to influence your rate

• Age

• Sex

• Credit

• Driving record

What are out of pocket costs

• Amount reimbursed by insurance

• Amount not reimbursed by insurance

• Amount paid for total insurance policy

• Amount to be paid before insurance contributes/steps in