Agribank

1. Commercial lending is lending to:

• a. enterprises

• b. individuals

• c. both a & b are correct

• d. both a & b are incorrect

2. Which of the following is not the purpose of commercial lending?

• a. operations

• b. equipment

• c. real estate

• d. spending for goods and services

How many types of commercial loans?

• 7

• 8

• 9

• 10

Which of the following is the characteristic of Agribank?

• a. The only bank that has 100% state charter capital

• b. The country’s largest listed bank by market cap and the fourth-largest commercial bank by assets at end-2017

• c. Has a nationwide network with over 100 branches and 180 transaction points spread across 48 provinces and cities

• d. None of the above

5. Which of the following is the core value of Agribank?

• a. Make a Difference

• b. Integrity, innovation, progressiveness, synergy, persistent

• c. Customer orientation – Innovation – Professionalism – Social responsibility – Quality and Trustworthiness.

• d. Safe - Effective - Sustainable

6. Which of the following is not the product of commercial lending offered at Agribank?

• a. Syndicated loans

• b. Loan according to credit

• c. Consumer loans

• d. Loans for fixed capital investment in production and business projects.

Which of the following is not the business criteria in the customers classification model of Agribank?

• a. Profitability criterion

• b. Self-sustainability ratio criterion

• c. Non-performing debt criterion

• d. Highest credit ranking

Preferential export loans has the maximum loan period of:

• a. 12 months

• b. 2 years

• c. 6 months

• d. 8 months

Loan according to credit limit can be repaid:

• a. once or multiple times

• b. interest monthly or periodically as agreed

• c. early repayment

• d. all of the above

Which is not the strength of Agribank?

• a. Having many branches nationwide.

• b. Having diverse credit products for users

• c. Loan interest rates are always stable and competitive compared to other banks.

• d. Technology limitations and can not apply for a loan online.