
Gorilla Gateway Final Review 2023
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University
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Hannah Eckstein
Used 2+ times
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34 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following would be considered a "need"?
food
a new pair of shoes to go with my new outfit
music
a college degree
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is it called when the federal government will pay the interest on a student loan while the student is in school and for six months after they graduate?
parent-plus loan
unsubsidized loan
subsidized loan
private loan
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a temporary suspension of loan payments for specific situations called?
subsidized
deferment
forbearance
default
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Student loans are free money and you will NOT be required to pay them back with interest.
True
False
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
In this type of loan the government DOES NOT pay the interest. You are responsible for all interest for the entire life of the loan. Even if you are not in repayment, the interest still accrues.
unsubsidized loan
subsidized loan
parent-plus loan
private loan
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a temporary postponement or reduction of payments when you are experiencing financial difficulty called?
deferment
default
forbearance
subsidized
7.
MULTIPLE SELECT QUESTION
45 sec • 1 pt
Student loan debt doesn’t go away if you avoid making your payments. There are serious consequences you could face. What could happen if you default on your student loans? There are multiple correct answers.
Your federal and state income tax refunds can be withheld.
Your wages can be garnished.
Legal action could potentially be taken.
Student loans, like other lines of credit, effect your credit report. Being in default could prevent you from obtaining other types of consumer credit, such as a home loan.
Nothing bad can happen, the debt eventually is just forgiven.
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